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Old Mar 16th, 2008, 04:39 PM
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car insurance in Italy

I'm looking at a car rental with avis it's $700 usd for 15 days it includes cdw and theft do I need the liability insurance and the personal accident insurance? I know amex won't cover us in Italy so I'm unsure about purchasing their other insurance options.
Thanks Trish
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Old Mar 16th, 2008, 05:50 PM
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Hi Trish --

Certain types of insurance are required in Italy--perhaps all of the ones you have listed here. Here is a thread that might be helpful (scroll down a bit for the insurance discussion):

http://www.fodors.com/forums/threads...p;tid=35103816

Hope that helps you find your answer. Good luck!
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Old Mar 17th, 2008, 05:46 AM
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ira
 
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Hi T,

Yo must buy CDW in Italy. This coves the car in case of damage.

It has a deductible.

You can buy Super CDW - lower deductible.

Liability in is supplied by the renter. It covers other cars and other people.

Personal accident insurance is your call.

I would check rates at www.kemwel.com, www.gemut.com and www.autoeurope.com

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Old Mar 25th, 2008, 11:22 AM
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If you own a car and have liability and collision insurance on it, the first thing to do is to check what your policy covers when you rent a vehicle. Make sure there are no exclusions for foreign rentals. Most policies in the US will cover the insured when they rent a car.

If you don't have collision coverage on your car, then you won't get collision coverage on the rental car itself and you would need to get the waiver.
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Old Mar 25th, 2008, 12:01 PM
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+Most policies in the US will cover the insured when they rent a car.+

But only in US and perhaps Canada, not in Europe.
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Old Mar 25th, 2008, 12:44 PM
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Trish, I wish I had a more direct answer to your question. However, I just spoke with Kemwell and they said I am covered for everything, zero deductible, with their rental.

$700 seems like a really good price. I would want the liability insurance. I don't know about the personal injury. Except that I was in a car accident in '02, and with no broken bones or burns, my medical bills were about 50K. How much more do they want for the liability and personal injury insurance?
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Old Mar 25th, 2008, 12:53 PM
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Hi T,

The rental agency provides 3rd party liability ins.

Your CDW will have a deductible.

Super CDW will reduce the size of the deductible.

Have you checked rates with www.kemwel.com and www.autoeurope.com?

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Old Mar 25th, 2008, 12:55 PM
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PS

The personal accident ins covers you and your passengers.

Only the CDW is required in Italy.

You will also need an International Driver's Permit.

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Old Mar 25th, 2008, 04:33 PM
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US car insurance does NOT cover europe - unless you have bought some special rider. It covers you in the US and Canada only - nowhere else.
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