France bank question

Jun 27th, 2008, 11:25 AM
  #1  
GKS
Original Poster
 
Join Date: Jan 2008
Posts: 98
France bank question


Hi all - After reading many threads about euros, exchange rates, fees etc, it looks like taking out money while in France would be the best option for us. So my question is, are there BNP Paribas banks everywhere in France? We're with BofA, and it's sounding like taking out money at one of their ATM's is the best way for us to go....but we'll be in places like Marseille, Cassis, Beaune, Gigondas, Colmar....just wanted to be sure they're very common and relatively easy to find?

Our other two payment options would be AMEX and our BofA Visa Checkcard. Does anyone know off-hand which is better? (I need to call my bank, but am at work and trying to do research covertly, haha, so just thought I'd ask).
GKS is offline  
Jun 27th, 2008, 11:44 AM
  #2  
 
Join Date: Feb 2005
Posts: 2,631
http://tinyurl.com/eotgu
write the name of the town in Ville and then "recherchez" you will even see their opening times.
Don't worry there are LOTS of BNP in France (one of them in Dijon is quite big since they own the ground floor of the building where I have my apartment rental)$-)
cocofromdijon is online now  
Jun 27th, 2008, 11:47 AM
  #3  
GKS
Original Poster
 
Join Date: Jan 2008
Posts: 98
Thank you!! I appreciate that.
GKS is offline  
Jun 27th, 2008, 12:48 PM
  #4  
GKS
Original Poster
 
Join Date: Jan 2008
Posts: 98
Just in case anyone else reads this and finds it useful, here are some details I was just told... And of course this pertains to my accounts and yours may be different, but maybe this will be of use...

BofA: To use your Visa Checkcard as a credit card they charge a transaction fee of 3% of the amount, plus a $5.00 fee. (also, FYI, to w/draw from a non-partner ATM, they charge 1% of the transaction amount plus $5)

AmEx: They charge a transaction fee of 2%.

Cocofromdijon - pretty much all those banks have ATM's outside right? Just in case we get to one when it's closed?
GKS is offline  
Jun 27th, 2008, 12:58 PM
  #5  
 
Join Date: Jan 2003
Posts: 45,851
You can use a debit card at any ATM in France.
StCirq is offline  
Jun 27th, 2008, 01:07 PM
  #6  
 
Join Date: Feb 2006
Posts: 275
After almost losing my card in an Italian ATM machine, I have the following rules: (1) try to use only ATM's attached to a real bank, not just a window. Sometimes this is not possible (e.g., at La Poste) and (2) try to use the ATM only when the bank is actually open (i.e., not on weekends, after hours). As said, this is not always possible, but all it takes is one malfunctioning ATM machine to ruin your vacation.
zorrosf is offline  
Jun 27th, 2008, 11:08 PM
  #7  
 
Join Date: Feb 2005
Posts: 2,631
<Cocofromdijon - pretty much all those banks have ATM's outside right? Just in case we get to one when it's closed? >
All the banks I know in Dijon have one but zorrosf's suggestions are good.
cocofromdijon is online now  
Jun 28th, 2008, 12:00 AM
  #8  
 
Join Date: Jan 2007
Posts: 8,351
Even if the ATM is inside you can usually swipe your card through a reader to let you in to the ATM lobby.
hetismij is offline  
Jun 28th, 2008, 03:02 AM
  #9  
 
Join Date: Sep 2007
Posts: 94
Just in Beaune and there was a BNP atm there. We have managed to find one on every trip to France as we also have BofA.
mgbleuven is offline  
Jun 28th, 2008, 04:35 AM
  #10  
 
Join Date: Jan 2003
Posts: 10,605
It's a lot easier if you just get a better card/bank acct. Capital One is the "king" - 0% added to credit card transactions, 0% added to debit card/ATM withdrawals + $1.50 out-of-network fee.
Travelnut is offline  
Jun 28th, 2008, 02:53 PM
  #11  
 
Join Date: Dec 2003
Posts: 554
BNP Paribas seems to be everywhere in France, and is certainly well-represented in Paris. As a BofA customer, you should not incur any fees for using their ATM. That said, the "best" credit card these days is Captial One, which does not add the 2-3% transaction fee that most other credit cards commonly add. Just realize that it pays to use one card for ATM transactions and another (Capital One) for credit card purchases. EJ
elsiejune is offline  
Jun 28th, 2008, 05:19 PM
  #12  
 
Join Date: Aug 2003
Posts: 4,631
It is a good idea to carry an extra ATM linked to a free checking account with backup money for daily expenses. You can never tell when a card will be eaten by the machine. If it happens, this will be the backup that prevents a money-free weekend experience.
AJPeabody is online now  
Jun 28th, 2008, 10:12 PM
  #13  
 
Join Date: Nov 2005
Posts: 78
I agree with Travelnut. No conversion fees for credit card purchases or ATM withdrawals. I even got $56 back as a hassle-free reward for using my credit card. If you use an ATM machine, you may have to withdraw from "Savings," not "checking."
BootsN
BootsN is offline  
Jun 28th, 2008, 10:14 PM
  #14  
 
Join Date: Nov 2005
Posts: 78
P.S. I do have to pay a $2 ATM withdrawal fee here in the States. That is charged by the bank, not Capital One. I paid no withdrawal fee in France.
Boots N
BootsN is offline  
Jun 30th, 2008, 12:23 PM
  #15  
GKS
Original Poster
 
Join Date: Jan 2008
Posts: 98
Thank you all so much. I really appreciate this! We're off on Thursday and now this is one less thing for me to think about. Thank you!
GKS is offline  

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are On


Thread Tools
Search this Thread

Contact Us - Archive - Advertising - Cookie Policy -

FODOR'S VIDEO

All times are GMT -8. The time now is 02:08 PM.