Debit card in Italy - Visa PLUS network
#1
Original Poster
Joined: Apr 2006
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Debit card in Italy - Visa PLUS network
My debit card is linked to the interbank network Visa PLUS (the logo is sort of ¾ of a diamond over the word PLUS). I want to make sure I’ll be able to withdraw money in Italy using this card.
Does anyone have any words of wisdom to share? Thanks.
Does anyone have any words of wisdom to share? Thanks.
#2
Joined: Jun 2003
Posts: 39
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As long as your card has a VISA LOGO on it. Most all european banks accept it as a ATM card. check with your bank. I used numerous bank cards while on business from Mastercards to VISA to checkcards. They all have either Cirus STAR or Mastercard on them and I had no problems. But be safe and ask your Bank who issued it...
#4

Joined: May 2003
Posts: 2,655
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Maire, you can use Visa's ATM locator which shows locations per country/city on a map.
http://visa.via.infonow.net/locator/global/
http://visa.via.infonow.net/locator/global/
#5
Joined: Jan 2003
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Most all banks in Europe will take both the VISA Plus or the M/C Cirrus. I also have a credit union card linked to Plus (not VISA or M/C).
I've only found one bank in the last 5-6 years (in Ireland) that did not accept my VISA Plus and spit out cash. I just walked to another bank across the street.
I've only found one bank in the last 5-6 years (in Ireland) that did not accept my VISA Plus and spit out cash. I just walked to another bank across the street.
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#8
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Maire, your Visa Plus should work, as mine has everywhere I've tried it in Europe. But be sure to inform your bank that you will be in foreign countries, and when. Otherwise, charges could be denied.
Also, ask your bank how much foreign transaction fee they impose. This subject has been discussed many, many times on this forum. I suggest you search for it, and make sure you get the best fee (or no fee) you can find. I think Capital One may not charge any fee. I know my credit union, BellCo, charges just the Visa 1 percent. Others charge 3 percent and more.
Also, ask your bank how much foreign transaction fee they impose. This subject has been discussed many, many times on this forum. I suggest you search for it, and make sure you get the best fee (or no fee) you can find. I think Capital One may not charge any fee. I know my credit union, BellCo, charges just the Visa 1 percent. Others charge 3 percent and more.
#9
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I mentioned on another thread that upon my recent return from Europe, I was first a bit dismayed to see that Bank of America had this time (for the first time) added 1% to all my ATM foreing transactions. However, when I compared the withdrawals to the XE rates for those same days, I was happy to learn that every single transaction had first been discounted by 1 %, then that percent added back on -- so there was NO fee at all.
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