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Rental Cars/Driving in PV

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We want to rent a car in PV for a day or two. Our primary destinations are the PV Botanical Gardens and Chico's Paradise. A secondary destination which we're considering is to drive to a place like San Sebastian de Oeste. National Car Rental at the Marriott has some very low daily rates on automatics (which I need) but I'm not sure what insurance coverage is the best to get as you can imagine it gets very expensive very quickly. My credit card provides some coverage but I don't like to take chances so any guidance on what I need would be appreciated.

Also, as I have no idea what traffic is like on weekdays versus on a Sunday, any guidance along those lines would be appreciated. The gardens are closed on Monday so they would have to be on Sunday or Tuesday. Any thoughts on which days are better or worse?

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