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Train help--Austria and in general (swandav2000 and others, please)

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We are starting to use more train transport for our European travels and I'm a bit mystified by all of the options for saving costs on them. This February we will be traveling from Zurich to St. Anton to Kitzbuhel to Garmisch and home from Munich with some day trips in between. We are two seniors and one adult. I've done enough reading and computing to recognize that a Eurail pass or even a two country pass will probably not be worth the cost even with the convenience. For one thing we have a very early flight out of Munich and will feel better taking a car transfer from Garmisch for that ride.

Since the majority of our train travel will therefore be in Austria I'm concentrating on the Vorteilscard Senior for my husband and myself since we'll always be traveling together. (Son will simply need to pay full price on all tickets as far as I can tell) So my questions deal primarily with the VorteilScard Senior discount card.

I assume but cannot find confirmation on-line that this card is not limited to Austrian citizens and that we can get one--provided we have photo id and a picture for the card. True?

Can we be issued a card immediately upon payment of the fee and submission of our pictures, etc. AND be issued that card at the Zurich Flughafen railstation? I can see that Vorteils rates apply to a trip from there to St. Anton but I don't know if I can be issued a card outside of Austria. Can we?

Do they issue the cards for only First or Second class travel or do they simply discount whatever class of travel you take on individual trains?

Is use of the cards limited in any way, e.g. can it be used for travel between points in general or is it limited to tickets for a specific date and time?

Anything else I should know about the Vorteils card?

On train travel in general. If I book a ticket to Z and X and Y are stops on the route to Z, if I have a non-timed ticket can I get off at either/both intermediate stops, look around and get back on a later train to Z with the ticket I booked to Z? Is there generally some limit on amount of "stop time" you can use at intermediate stops?

Thanks for any help you can give me.

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