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Italy car rental. Minimum age question and insurance question.

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I'm taking my 22-year-old nephew with me to Italy. I'd like to rent a car in Florence one day. A manual is so much cheaper than an automatic. My nephew drives cars for a living and so drives a manual all the time. I cannot drive a manual (oh, I could get you to the hospital in an emergency, but I might leave your transmission somewhere along the way). :)

So, I'd love to rent a manual, but then my nephew would have to drive.

Is there a minimum age to drive a rental car in Italy? Is it 21? 25?

Also, since I will no longer have a car in the US, I will not have US auto insurance. What am I required to take for coverage in Italy? If my nephew were allowed to drive, but I was renting the car, would his coverage at home (US) on his car cover him in Italy?

Sorry for all the dumb questions. My nephew works for the company that owns Volkswagen/Audi, etc. and I want to surprise him by taking a day trip from Florence to the Lamborghini factory. (That's another thread. ) :)

Any/all input appreciated! Thank you!

If you also have recommendation for which car company and/or pickup location in Florence, I'd appreciate that input, also. We are staying city center, but I suspect it will be easier to pick up and drop off the car out of city center. THX!

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