Auto Insurance in Costa Rica
#1
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Join Date: Jan 2005
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Auto Insurance in Costa Rica
Is there mandatory auto insurance you must buy when renting in CR? I was planning to use my credit card insurance to cover collision damage, and my liability policy for that, but is something else required from the rental agent? Thank you
#2
Join Date: Jun 2008
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CR liability insurance(LDW) is MANADATORY
required not covered by CC
usually runs $8-12/da
use my Credit Card for collision(CDW) save a lot
www.tricolorcarrental.com
www.servicecarrental.com
good cost-effective providers
required not covered by CC
usually runs $8-12/da
use my Credit Card for collision(CDW) save a lot
www.tricolorcarrental.com
www.servicecarrental.com
good cost-effective providers
#4
Join Date: Jul 2009
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Ours said the same thing. It provided no coverage in CR. The liability insurance is mandatory in CR. If you have an accident they don't want a Costa Rican citizen having to deal with a foreign individual or insurance company to get restitution.
#5
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A big part of the issue is that the government is the only insurance company in Costa Rica. That will change as it opens up its insurance markets to private companies, but for now, that's the way it is. Your back-home policy has no standing at all. There is a minimum coverage for third-party liability that you have to get through the rental agency. The agency will offer supplements for CDW, which you either have to take, or demonstrate that your credit card covers.
I would contact the rental agency you plan to use and sort this out. I know of cases where renters have had something happen and are surprised at what is and isn't covered, and have found themselves stuck with a hefty bill.
I would contact the rental agency you plan to use and sort this out. I know of cases where renters have had something happen and are surprised at what is and isn't covered, and have found themselves stuck with a hefty bill.
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