pin for credit cards

Aug 19th, 2010, 05:48 AM
  #21  
 
Join Date: Mar 2007
Posts: 448
In addition to 'Hetismij': Dutch train ticket machines also accept (maestro)debit cards (with 4-digit PIN). And according to their website also credit cards, but on this froum most foreigners complain that their card doesn't work.

For paying with your credit card in shops/restraurants/hotels etc, you will most likely need a pin (if your card has a chip on it). But it is most of the time possible for the store/restaurant to make it a payment with signature, if your card has no chip (or a chip not on the same system).

All payments and cash withdrawels with debit cards require a 4-digit PIN.

Most payments in Belgium (dedit or credit card) also require a PIN nowadays. Some esthablisments still have older machines, there you can use your signature.

In Germany more and more debit card payments are made with PIN. Credit card I don't know for sure, will pay attention next time I visit!
TommieG is offline  
Aug 19th, 2010, 05:54 AM
  #22  
 
Join Date: Mar 2007
Posts: 448
Small update:

I checked the Dutch version of the NS website (Dutch Railways). There it says that you can only pay by credit card (Master card) at the ticket machines at Schiphol airport.

The other ticket machines only take cash and debit card (maestro).
TommieG is offline  
Aug 19th, 2010, 07:32 AM
  #23  
 
Join Date: Jan 2007
Posts: 8,351
Some machines at Amsterdam Centraal also take credit cards I believe Tommie - I seem to remember seeing some there, but maybe I am mistaken, it's a while since I last went in.

Just to note too that you will pay a bit extra for buying tickets at the window rather than a machine.
hetismij is offline  
Aug 19th, 2010, 02:07 PM
  #24  
 
Join Date: Feb 2005
Posts: 9,017
>PIN on keypad instead of signing a slip, esp at petrol stations
Nope, never had that happen to me in Germany in the last 25 years at least. And I'm a frequent customer at petrol stations. Would be bizarre too, because I doubt (m)any Germans know their PIN or even know that credit cards come with PINs.
Just imagine someone at a petrol station without any possibility to pay. I'd bet you were using a debit card.
logos999 is offline  
Aug 19th, 2010, 03:25 PM
  #25  
 
Join Date: Jan 2003
Posts: 4,321
No I wasn't - a Visa credit card from Nationwide Building Society in UK. They usually swipe it, but the display tells them to put the card into the chip reader, and then I have to tap in PIN number. What I think happens is when a card from a country that has moved over to C&P is presented, the local system recognises it and requests PIN instead of signature as part of authorisation process. Wouldn't happen to a German card, but might happen to a French card, another country that's 100% C&P?
http://www.emvx.co.uk/flow_chart.aspx explains a typical authorisation process when a C&P card is presented, and interestingly, information is encoded on magnetic strip telling the terminal which methods (PIN, signature etc) should be used for verification and in which order. So when a German terminal reads my card strip, it tells to request PIN first, and only if it fails, to ask for signature. Your German card probably doesn't contain this info on magnetic strip, so you just sign.
Alec is offline  
Aug 20th, 2010, 12:12 AM
  #26  
Original Poster
 
Join Date: Feb 2006
Posts: 50
Thanks everybody for your information. In malaysia,only chip encoded debit and credit card is supplied. For retail transactions, pin is not needed. This also applies to foreign cards whether with or without chip. I understand that different countries have different rules and cards readers. In order to avoid any problem, have decided to get pin from my bank just in case.
meilim is offline  
Aug 23rd, 2010, 04:44 AM
  #27  
 
Join Date: Mar 2007
Posts: 448
@hetismij
I rarely visit Amsterdam...and if I do, I have already bought my trainticket in The Hague (not CC there at the ticket machines).
Have send an email to the NS, asking them to change/specify the payment information on the Englisch part of theri website!

@meilim
Good idea to ask your pin. Better safe than sorry!
TommieG is offline  

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