How to get a credit card with a chip?

Old Oct 1st, 2013, 04:36 PM
  #1  
Original Poster
 
Join Date: Oct 2013
Posts: 1
Likes: 0
Received 0 Likes on 0 Posts
How to get a credit card with a chip?

I'm planning a trip to France with a friend and would like to be able to use a credit card for things like the Metro ticket machine at CDG airport and the like. Does anyone know of a card, available from the US, that has the chip that European credit cards have? It seems like it should be a no brainer, but I can't figure it out. Any suggestions will be tried and appreciated.
CarolW12 is offline  
Old Oct 1st, 2013, 04:52 PM
  #2  
 
Join Date: Oct 2005
Posts: 67,390
Likes: 0
Received 50 Likes on 7 Posts
Europeans have Chip & PIN cards. What a (very) few US cc's offer are Chip & signature cards. . . Different animals - so doesn't really solve the problems w/ some machines.

Just take your existent credit cards -- if they don't work -- step to a staffed window and buy your tickets there.
janisj is online now  
Old Oct 1st, 2013, 05:01 PM
  #3  
 
Join Date: Jan 2003
Posts: 5,271
Likes: 0
Received 0 Likes on 0 Posts
Lots of threads here about thi. For the most part, your antiquated US magnetic strip card will work in Paris metro machines and the like. They may not work in self service gas stations and in some but not all automated toll plazas on the autoroutes and the like which take credit cards. But there are banks you can go to in order to get a card with an emv chip Just browse through those threads.
xyz123 is offline  
Old Oct 1st, 2013, 05:10 PM
  #4  
 
Join Date: Mar 2005
Posts: 94
Likes: 0
Received 0 Likes on 0 Posts
Here is the web site I used to start looking for a chip-and-pin card. It as been a real hassle, and I don't have the card yet, but it is promised "in 7 business days."

https://docs.google.com/spreadsheet/...vTUMxdUE#gid=0
PA_Kathy is offline  
Old Oct 1st, 2013, 05:28 PM
  #5  
 
Join Date: Feb 2008
Posts: 13,180
Likes: 0
Received 0 Likes on 0 Posts
I just use cash for things like Metro tickets. Avoids the entire issue.
november_moon is offline  
Old Oct 1st, 2013, 06:14 PM
  #6  
 
Join Date: Jan 2003
Posts: 5,271
Likes: 0
Received 0 Likes on 0 Posts
Pay cash when on holiday? I haven't done that for at least 20 years whether in Europe or at home. Couldn't survive that way.
xyz123 is offline  
Old Oct 1st, 2013, 06:32 PM
  #7  
 
Join Date: Feb 2011
Posts: 9,171
Likes: 0
Received 0 Likes on 0 Posts
Andrews federal credit union has the chip and pin card.
flpab is offline  
Old Oct 1st, 2013, 06:58 PM
  #8  
 
Join Date: May 2003
Posts: 27,868
Likes: 0
Received 0 Likes on 0 Posts
Andrews FCU.

LOTS of threads on here about this subject; do a search. Type Chip and PIN
DebitNM is offline  
Old Oct 1st, 2013, 07:30 PM
  #9  
 
Join Date: Mar 2010
Posts: 10,470
Received 0 Likes on 0 Posts
I received my chip and pin card from Andrews FCU in less than two weeks. Thanks to DebitNM for the info.
ziggypop is offline  
Old Oct 1st, 2013, 08:05 PM
  #10  
 
Join Date: Jan 2003
Posts: 21,346
Likes: 0
Received 0 Likes on 0 Posts
Another satisfied Andrews FCU user here. Visa has no currency conversion fees. ATM card has no fee to use, no currency conversion fees. My Andrews Visa worked fine to buy a RER ticket from a machine at CDG and also to buy tickets from a machine at a Metro station.

To join Andrews, all you have to do is sign up for the ACC (American Consumer Council), which is free to join and takes about 30 seconds to do so online.
Andrew is online now  
Old Oct 1st, 2013, 08:52 PM
  #11  
 
Join Date: Jul 2013
Posts: 1,963
Likes: 0
Received 0 Likes on 0 Posts
Just make sure it's the kind of PIN that the European cards use - not a PIN that gets verified by making the "call" back to the issuing institution (which those "chip and pin" cards mostly are that the US institutions have begun to issue) but the PIN that is encoded in the card itself - you input the PIN and the machine compares what you input with what's encoded on the card.

Just because you have a card with a chip and a PIN doesn't make it the kind that the unattended machines like vending machines at CDG and toll gates on the autoroutes want to see.
michelhuebeli is offline  
Old Oct 1st, 2013, 09:03 PM
  #12  
 
Join Date: May 2003
Posts: 27,868
Likes: 0
Received 0 Likes on 0 Posts
The Andrews Card works, it has been proven by myself and several other posters here to be a TRUE Chip and PIN, the kind that "European cards use" with encoded PIN.
DebitNM is offline  
Old Oct 1st, 2013, 09:04 PM
  #13  
 
Join Date: Jan 2003
Posts: 49,066
Likes: 0
Received 0 Likes on 0 Posts
Andrews FCU. Also the World Bank credit union, but you gotta work there or be a contractor.
StCirq is offline  
Old Oct 2nd, 2013, 12:34 AM
  #14  
 
Join Date: Aug 2006
Posts: 2,081
Likes: 0
Received 0 Likes on 0 Posts
Just to clarify. The EMV chip & pin system first does a check to see if the pin which is input matches that on the chip, and then checks back with the issuer to see if the card is valid (i.e. not stolen or reported missing) and that there is credit available. That is why the system is more secure than one which relies on a signature being checked.

The first check is immediate, and a note appears on the terminal screen "PIN OK". The second check takes longer, and there may be a delay depending on the technology used - permanent internet connections are quick, while dial-up using mobile phone technology is slow. On occasions, a link cannot be made at all, and the transaction can be automatically declined.

I admire XYZ123 for never carrying cash. With many retailers in the U.K. refusing card transactions for values less than £5 or £10, that can be an expensive bottle of water. Still, principles are important.
chartley is online now  
Old Oct 2nd, 2013, 02:04 AM
  #15  
 
Join Date: Jan 2003
Posts: 5,271
Likes: 0
Received 0 Likes on 0 Posts
Chartley...a lot of it of course is country specific but the last time I was in London this past June, I made a £10 ATM withdrawal (no fee and no foreign transaction fee) and still have the £10 banknote in my wallet. Need a bottle of water, no problem. Hop into the nearest Tesco, Sainsbury, Boots or Superdrug pick up 2 and perhaps some chips or whatever to bring the amount just over £1 (my self imposed minimum) and voila. Out comes credit card, into chip reader (yes it's chip and signature), sign the receipt and done. Sandwich for lunch. Well M&S, as you probably know, which one time held out now takes credit cards as does pret a manger. Mid day snack. All the fast food places take credit cards now. Fish sandwich with cheese and a diet coke.

Even at home, ever since the take out place down the street opened an account with square.com, I use my cc's for the luncheon special. Groceries? They all tke cc's. Wal-Mart? Target? Gas? The dry ceaner? My NYC metrocards? Of course, I don't buy newspapers; I read them on-line.

Cash, at least in most of the circles I live in, is a royal pain in the butt. I wouldn't know how to live in this day and age without my cc's and believe me, I am not a person who lives to such a high level...just the usual every day activities.

Now whether I could visit Germany or Holland and do the same things is indeed a valid question. So I don't go to those places!
xyz123 is offline  
Old Oct 2nd, 2013, 05:06 AM
  #16  
 
Join Date: Jan 2004
Posts: 864
Likes: 0
Received 0 Likes on 0 Posts
We just returned from a trip to Germany and found that only about 50% of stores and restaurants were willing to take a credit card. It was annoying.
Pat_in_Mich is offline  
Old Oct 2nd, 2013, 08:32 AM
  #17  
 
Join Date: Feb 2011
Posts: 9,171
Likes: 0
Received 0 Likes on 0 Posts
The Germans like cash. You never go to Oktoberfest with anything else.
flpab is offline  
Related Topics
Thread
Original Poster
Forum
Replies
Last Post
Michael
Europe
12
Aug 2nd, 2018 12:49 PM
NativeNewYorker
Europe
88
Jul 22nd, 2015 10:13 AM
TDudette
Europe
55
May 18th, 2015 12:36 PM
scdreamer
Europe
28
Aug 20th, 2014 02:24 PM
TPAYT
Europe
9
Aug 10th, 2011 02:11 PM

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are On


Thread Tools
Search this Thread

Contact Us - Archive - Advertising - Cookie Policy - Privacy Statement - Do Not Sell My Personal Information


All times are GMT -8. The time now is 02:18 PM.