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does capital one charge card still not charge a fee for foreign transactions?

does capital one charge card still not charge a fee for foreign transactions?

Old Jan 29th, 2008, 09:35 AM
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does capital one charge card still not charge a fee for foreign transactions?

thanks
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Old Jan 29th, 2008, 09:39 AM
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I used it in October and it was without a fee for transactions.

I will be using it in April, too....
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Old Jan 29th, 2008, 09:46 AM
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GraceJoan, as always, thanks. Do you have your dining list compiled yet? Am working on ours for the May trip but as always, too many choices!
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Old Jan 29th, 2008, 11:48 AM
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Most credit card issuers offer a variety of cards with different rewards/fees/features. The only way to know the details of the card you have is to ask the card company yourself. Capital One (the company) has been undergoing some changes recently, so I would not rely on someone else's experience (or even my own) last year as proof of what terms will apply to me in the future.
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Old Jan 29th, 2008, 11:55 AM
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Well, if they decide to change the fee, they have to send a new disclosure and I haven't rec'd one.
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Old Jan 29th, 2008, 11:58 AM
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they have the terms on their website, you should look
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Old Jan 29th, 2008, 12:07 PM
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I did get a notice from them that they were going to start charging a foriegn transaction fee. The no fee was the only reason I had gotten that card!
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Old Feb 13th, 2008, 06:45 AM
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I just happened across this post and I called Capital One. I was assured by the person that I spoke with that they were NOT adding foreign transaction fees. I told her that someone had said they had received a letter to that effect. All she said was that she would need their name etc....

I asked if I needed to speak with a supervisor to be certain. She assured me that she had all the answers!!

So, who knows!!
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Old Feb 13th, 2008, 09:14 AM
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Perhaps kencolian was thinking of another card and made a mistake. I have a Capital One credit card, have for years, and I haven't gotten such a letter. Also, it could have been a fee for using the ATM, not the conversion charge percentage add-on. They do charge a flat fee (around $2 or so) for using their MM ATM card in foreign ATMs.
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Old Feb 13th, 2008, 09:30 AM
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I have had the Capital One card for over 2 years now. Last time I used it for Foreign transactions was in Sept. 07 and was not charged any fee. I ahve also not received any letter stating that they were going to start charging these fees.
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Old Feb 13th, 2008, 11:13 AM
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Christina: Have you been charged a fee by Capital One for using an ATM card in a foreign ATM on a money market account?

The current disclosures on the Cap One website specifically say that there are NO fees charged for the use of ATMs on a MM account, either in the US or foreign (unless fees are charged by the owner of the ATM).

<i>ATM withdrawal charges
(ii) International transactions/Outside the United States. We will not charge you any fees for ATM withdrawals; but fees may be charged by the owner of the ATM.</i>
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Old Apr 11th, 2008, 03:56 PM
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First time with Capital one atm card. It is linked to a money market savings account. I asked them specifically, must the ATM card be tied to a checking account. They said NO! I have always heard that the ATM card must be tied to a checking account for withdrawals in Europe. Can anyone verify if atms tied to money market savings accounts will work in Europe?
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Old Apr 11th, 2008, 04:18 PM
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I just applied for a Capitol One card last night by phone. I was very specific about the fact that the reason I wanted the card was because they don't charge foreign currency transaction fees. I was reassured that there is no fee to exchange currency and that they use the current currency conversion rate.

I plan to use the card only when I travel out of the country.

Just a tip: if anyone else is thinking of doing this, they have many different card options with different points/dollar, interest rates, etc. Be sure to sign up for one with no annual fee!
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Old Apr 11th, 2008, 04:50 PM
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I just got a capital one card for our trip this summer, and I was assured (over the phone) that there were no transaction fees. I know - we still need to read the fine print, but that is what I was told.


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Old Apr 11th, 2008, 04:52 PM
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I used a month ago in Argentina. Perfect.
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Old Apr 11th, 2008, 06:52 PM
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From the thread &quot;confused about conversion rates&quot;...this link was posted. No fee, but read for yourself.

http://www.capitalone.com/contactus/...lOnce#17_pg_sl
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Old Apr 12th, 2008, 06:19 AM
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This is an old post but someone asked me if I had been charged an ATM fee on my Cap One MM card. In fact, I never used it abroad, I only used by regular bank ATM card, but that definitely was in the terms when I got the card (a $2 fee when used in a foreign ATM). I hope they have changed that as I might use it this summer.

However, the original question which was asking about credit cards, actually.

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Old Apr 12th, 2008, 06:45 AM
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No Capital One CC foreign transaction fee as of 3 weeks ago. No notification of any changes thus far.
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Old Apr 12th, 2008, 04:28 PM
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Because I have check blanks for my Money Market account with Capital one, I assumed that I would withdraw from &quot;checking&quot; when I tried my ATM card abroad last year. That did not work. I called them when I got home. They knew every bank, the date, the city, and that I punched &quot;checking&quot; when I tried to withdraw. They told me I had to withdraw from &quot;savings.&quot; I haven't tried that abroad yet, but it does work here in my city. Here there is a $2 fee levied by my bank. I don't think I will be charged abroad.
I was clueless when it didn't work for me, so I hope this helps someone else.
Boots
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Old Apr 12th, 2008, 04:37 PM
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Boots, thank you, thank you, thank you! =D&gt;

I leave next Saturday, so I took my new Cap One ATM card up to my local bank to give it a test run and got the &quot;invalid transaction&quot; because I tried it as a checking acct.

Another test run tomorrow using the savings option!
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