Buying Travel Insurance Online

Sep 30th, 2004, 10:29 AM
Original Poster
Join Date: Jul 2004
Posts: 3
Buying Travel Insurance Online

If I need cheap travel insurance mainly to provide basic health coverage while abroad, does anyone know who's a good insurer or good websites to purchase from? Thanks.
jlcl is offline  
Sep 30th, 2004, 10:30 AM
Join Date: Jul 2004
Posts: 64
Try looking into Travelguard
CarrieK is offline  
Sep 30th, 2004, 10:32 AM
Join Date: Mar 2003
Posts: 4,717
If your employer has a health insurance plan, it may cover you abroad as well. Mine does.
Eloise is offline  
Sep 30th, 2004, 10:36 AM
Join Date: Jan 2003
Posts: 1,763
Make sure you read the fine print in the policy.

There is usually a reason why insurance is cheap. Watch out for the exclusions
Dick is offline  
Sep 30th, 2004, 11:04 AM
Join Date: Sep 2004
Posts: 364

Travel agents are having a hard time these days, and they provide a very valuable service, so I always buy mine from my travel agent.

Infotrack is offline  
Sep 30th, 2004, 11:19 AM
Join Date: Mar 2003
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One of the companies we recommend is "Specialty Risk International" ( located in Indianapolis, IN. You can obtain a quote on-line, or call them for additional information.

Regarding your own Health Insurance policy through the place where you work, private or government. Coverage while traveling abroad is extremely limited, except for corporate executives, and will not provide medical evacuation insurance (up to $50,000 in some locations), or cover your hospital stay, if needed, in a foreign country. Most countries in the EU will treat you, but you can expect to receive a bill for their services, most likely before you leave the hospital, so have your VISA card handy.
Robert2533 is offline  
Sep 30th, 2004, 04:12 PM
Join Date: Jan 2003
Posts: 6,098
Our insurance through work pays the same overseas as in the USA. There are preferred providers and non-preferred providers, just as there are here. Accident care is paid 100% for treatment within 72 hours, etc. They have toll free numbers to call to contact preferred providers or, if you are in a hospital overseas, to arrange direct payment to the hospital.

I carry the phone numbers with me. Fortunately I've never had to use them in the 30+ years I've had this insurance.
RufusTFirefly is offline  

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