Autoeurope - "no insurance excess"

Aug 15th, 2008, 12:55 PM
Original Poster
Join Date: Nov 2004
Posts: 454
Autoeurope - "no insurance excess"

Does anyone know what this means? I have looked on the website but can't find an answer.

thank you
denice7 is offline  
Aug 15th, 2008, 01:19 PM
Join Date: Jan 2003
Posts: 33,515
I think it's a British term that means the same thing as deductible in the US.
Christina is offline  
Aug 15th, 2008, 01:55 PM
Join Date: Jul 2008
Posts: 4,009
We love Auto Europe for just this reason and will only rent through them. Some of their pricing in some countries is inclusive of the mandatory (and sometimes supplemental) insurance. You can also request and pay for a zero deductible coverage in some countries in advance. No haggling at the rental counter.

Call them directly and they will give you specific terms.
Continental_Drifter is offline  
Aug 16th, 2008, 05:33 AM
Join Date: Jan 2003
Posts: 74,178
Hi D,

"No Excess" means no deductible.

It works the same as using the insurance on your CC.

If you have an accident, they reimburse you.

Have you looked to see if your CC offers insurance?

ira is offline  
Jan 1st, 2014, 03:06 PM
Join Date: Jan 2014
Posts: 1
Does this mean that you still have to provide them with a credit card when you pick up the car. I have just looked into hiring a car through Argus hire and found a really good deal with 'Zero Excess' and wondered whether this still means they suspend money from your CC?
emilybennett83 is offline  
Jan 1st, 2014, 03:44 PM
Join Date: Oct 2005
Posts: 64,344
welcome to Fodors emilybennett83. You have topped a 5 year old thread. When one has a question it is usually best to start a thread of your own instead of tacking on to such an old/different topic.

What Argus does amy or may not be the same (Autoeurope is a broker so the actual car is from some rental company - not Autoeurope.)
janisj is online now  
Jan 1st, 2014, 04:17 PM
Join Date: Oct 2003
Posts: 57,890
Every car rental company I am aware of puts a hold on some amount of money when you rent. even if your CC provides insurance with no deductible (and you have to check this - every card/type is different) that may still not cover glass and/or tires.

You need to check the details directly with the rental company and your credit card.
nytraveler is offline  
Jan 1st, 2014, 05:35 PM
Join Date: Mar 2003
Posts: 20,680
The no excess/deductible option is quite expensive compared to the standard insured rental which has usually a $800 (or is it euro?) deductible, or even more so compared to the "basic" rate where the insurance is carried by the renter's credit card (with no deductible with my credit card). I choose the last option if it is available, but I am willing to live with the paperwork and the wait for the eventual reimbursement by my credit card company.
Michael is offline  

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