Travel Insurance

Dec 8th, 2013, 10:32 AM
  #1  
Original Poster
 
Join Date: Feb 2007
Posts: 106
Travel Insurance

What insurance company have you used and is it the best?
Laureenje is offline  
Dec 9th, 2013, 12:29 AM
  #2  
 
Join Date: Nov 2013
Posts: 6
Hi,

I use World Nomads. When I hurt my back recently and contacted them they called me every day to see how I was doing.

Do make sure you get medical insurance for Cambodia. You do not want to spend time in a Cambodian hospital if you get seriously hurt.

Regards

Lee
leehudson is offline  
Dec 9th, 2013, 02:29 AM
  #3  
 
Join Date: Dec 2013
Posts: 6
Past 2 times I used covermore, this time around I will change to nomads. Cover more is good and pay out without hassle, but when contacting them the girl I spoke to had no idea of my insurance. It got to the point I told her if she didn't transfer me to someone else I would bill them for the call as well.
kelly_boon is offline  
Dec 9th, 2013, 05:19 AM
  #4  
 
Join Date: Feb 2006
Posts: 24,603
Your question is far too general. What country do you live in? A US company will be of no use if you live in the UK. Also, what kind of insurance so you want? I always carry medical evacuation insurance and rarely carry trip cancellation, but people with sick relatives or expensive tours may need the latter.
thursdaysd is offline  
Dec 9th, 2013, 04:40 PM
  #5  
 
Join Date: Jul 2003
Posts: 9,450
Try www.insuremytrip.com. Just fill in the particulars they ask for and you be taken to a page full of options from many insurance companies. I usually pick American Express and they paid off big time last yr. when we had to buy additional return tickets to the US as we were stuck in Madrid d/t our flight being cancelled by super storm Sandy. They paid the entire extra fee.

This yr. I took a policy offered by Allainz thru UAL and it saved is like 6k for medical care for my wife in Bangkok.
jacketwatch is offline  
Jan 4th, 2014, 09:01 PM
  #6  
 
Join Date: Jul 2013
Posts: 45
My husband and I just returned from an 8.5 month trip around the world. We had insurance through Allianz, http://www.allianztravelinsurance.com/, and used it twice: once when my husband got food poisoning in Cambodia and the other when I was robbed on the metro in Barcelona. Both times, we had no problems with the claims.

P.S. About our experience with medical care in Cambodia... My husband stayed overnight at the international hospital in Siem Reap and had wonderful care. Here's our blog post about it, http://latitudeb.com/stomach-gone-amok/. But yes, like many developing countries, for serious medical conditions, transport to another country is best.
loribarber1 is offline  
Jan 4th, 2014, 11:21 PM
  #7  
 
Join Date: May 2004
Posts: 7,288
in which country do you live?

what type of cover do you want? e.g. comprehensive, covering everything or medical cover, trip cancellation, cancellation or curtailment, personal accident? the options or endless.

What do you consider to be "the best"? price, claims experience, exclusions, excesses claims procedures and contact are all variables that are important to different people in different ways.

All or most of these are factor to consider before determining the best policy for you personally. what i, or others consider to be important may be totally irrelevant to you.

finally, whichever insurer you choose, do read the small print VERY carefully
crellston is offline  
Jan 11th, 2014, 07:08 PM
  #8  
Original Poster
 
Join Date: Feb 2007
Posts: 106
Thank you everyone for your reply. I will look carefully for insurance.

By the way, loribarber,
I, too, got very ill with food poisoning once while traveling. I was in Morocco and had a flight already ticketed to Spain. Don’t travel with food poisoning. It was an awful experience.
Laureenje is offline  
Jan 12th, 2014, 09:00 AM
  #9  
 
Join Date: Jan 2003
Posts: 3,657
I always chose a policy through www.insuremytrip.com Anyone who may have tried to fly anywhere during storm seasons can surely see the point!
uhoh_busted is offline  
Feb 15th, 2014, 01:14 AM
  #10  
 
Join Date: Feb 2014
Posts: 1
I have used SunCorp insurance from Australia. They even cover people over 80 years old. I took my 84 year old mother to Bali recently and they covered her.
brendaq is offline  

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