Travel Insurance?

Jan 13th, 2007, 08:31 AM
  #1  
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Travel Insurance?

Anyone have suggestions about the best travel insurance?

Thanks!
LostinChina is offline  
Jan 13th, 2007, 09:33 AM
  #2  
 
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What do you want you insurance to cover? medical evacuation? medical expenses? trip cancellation and interruption? lost baggage?

You can buy bundled insurance that covers everything (usually the most expensive way to go) or you can choose exactly what you want/need.

Given that everyone has different insurnce needs, I don't think there is a "best" insurance. If you say specifically what you are looking for, perhaps people will have suggestions.
Kathie is offline  
Jan 13th, 2007, 09:44 AM
  #3  
pat
 
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check out www.insuremytrip.com. They have comparisons for you to look at. They cover all the good companies. One thing to keep in mind, if you take out the insurance within 2 weeks of paying money on a trip, you will be covered for pre existing conditions. May not be a concern to you, but something to remember.
pat is offline  
Jan 13th, 2007, 11:20 AM
  #4  
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Looking for insurance to cover cancellation of the trip or having to end it early due to illness of parents at home. Also to cover if one of us gets sick and can't make the trip-cover the cancellation of the trip. Also medical coverage while on the trip.

I will look into the web site you gave me, Pat. Thanks!!
LostinChina is offline  
Jan 13th, 2007, 11:51 AM
  #5  
 
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Where are you travelling from? Seems to be big differences. If you are UK citizen then the answer is easy....otherwise..not so sure!
LeighTravelClub is offline  
Jan 13th, 2007, 01:02 PM
  #6  
pat
 
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Lsotinchina, My last trip I didn`t know which policy would be best for me at insure my trip. I called them and they asked me my main concerns, and they helped me pick out what was best for me. I will use them again. Insure my trip also shows you how the companies are rated, and I pick an A rated company. I picked travelax, with their help, and this trip, I`m going with CSA.
pat is offline  
Jan 13th, 2007, 06:16 PM
  #7  
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Pat, Good idea to call them and express my concerns. I think I will do that.

I live in the US.
LostinChina is offline  
Jan 14th, 2007, 06:50 AM
  #8  
Jed
 
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We usually get basic insurance, like you want, from Travel Guard.
Jed is offline  
Jan 25th, 2007, 09:07 AM
  #9  
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I just signed up with M H Ross insurance. Anyone have any experience with them?

Thanks!
LostinChina is offline  
Jan 25th, 2007, 09:34 AM
  #10  
 
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I've bought Travel Guard for years. Once I had to file a claim and got my money. Happy Travels!
Guenmai is offline  
Jan 26th, 2007, 04:33 AM
  #11  
 
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Based in the UK we have an annual travel policy with American Express which provide "comprehensive" cover for the 2 of us for as many trips as we take each year as long as each trip does not exceed 60 days (I wish!). The policy covers pretty much everything we need , medical expenses to $10m, repatriation, cancelleation, delays or missed flights, personal accident,loss or theft, winter sports, scuba diving to 30m etc.
The cost is £149 p.a ($295) which I think is reasonable for the no. of trips we take and the potential cost if things do go wrong.
crellston is offline  
Jan 26th, 2007, 06:22 AM
  #12  
 
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crellston, both you and Leigh have written about annial comprehensive travel insurance available in the UK. Such a product does not seem to be available in the US. I buy my med evac insurance on an annual basis and it's very inexpensive, but comprehensive insurance is very expensive and available only on a trip by trip basis.
Kathie is offline  
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