Travel Insurance

Jan 8th, 2009, 07:58 AM
  #1  
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Travel Insurance

Travel insurance to India? Is comprehensive necessary?
BostonCindy is offline  
Jan 8th, 2009, 08:22 AM
  #2  
 
Join Date: Jun 2008
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I would absolutely get travel insurance. We just got back from 3 weeks in India and Nepal, and due to illness, canceled flights, fog and other challenges, we were very glad to have insurance. It was a great trip, and we will be going back sometime in the next few years!
halvie is offline  
Jan 8th, 2009, 08:50 AM
  #3  
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What group (with internet address) did you use and did you get a comprehensive policy? Any information would be most helpful. Thank you
BostonCindy is offline  
Jan 8th, 2009, 10:11 AM
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Boston, what kind of travel insurance do you want/need? Cancellation and interruption? Medical expenses? Medical Evacuation (I think this is the minimum to have)? baggage insurance?

But only what you need. Often travel insurance comes in a huge bundle that costs considerably more than what you would pay if you only purchase what you needed.
Kathie is offline  
Jan 8th, 2009, 12:37 PM
  #5  
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Kathie, After exploring Platinum Amex, I find that I have medical evacuation. Tufts Medical will reimburse me for any treatment in India. I guess I am just looking for cancellation, interruption, and baggage insurance. Can you pick al a carte with some of these companies? Have you had any personal experience? Do you give them the exact cost? Any advise would be great!!! Cindy
BostonCindy is offline  
Jan 8th, 2009, 02:13 PM
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Yes, you can choose a la catre. Someone referred me to the site insuremytrip.com which allows you to look at a number of companies.

By the way, I don't carry trip cancellation/interruption insurance. Why? Most trips I don't have to pre-pay much if any accommodations, and if I had to cancel or change my tickets once I got there, it would only cost be a couple hundred dollars... about the same price as the insurance. But if you book expensive accommodations (like in India) transport, etc, trip insurance is probably a wise investment.
Kathie is offline  
Jan 8th, 2009, 02:47 PM
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Join Date: Feb 2008
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Blue Cross/Blue Shield of NH will also reimburse medical expenses while overseas. Just bring back receipts with a reasonable explanation of services rendered.

Some hotels in India require a ridiculously long lead time for cancellation, so depending on where you're booked cancellation insurance could give you that peace of mind.
Jaya is offline  
Jan 8th, 2009, 04:33 PM
  #8  
 
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cindy...karen and i do not carry insurance for our trips....like kathie we are rarely pre-paid on things, but if we are that can be just a casualty of the problem....i can bear that expense if i had to...

BUT WE DO CARRY MEDICAL EVACUATION, thanks to kathie...
rhkkmk is offline  
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