People have any advice on WHICH COMPANIES are the best? We're in the US. Travelguard does not offer cancel for any reason coverage. Do any?

Check insuremytrip.com. - you can compare coverages from various companies . . .

Yes, lots of companies offer the option, but I don't know much about it. One thing to keep in mind. Often this does not include cancellations for business reasons (that's a separate option on some policies, and an expensive one). So it's not really cancel for ANY reason.

Also, I gather the "cancel for any reason" add-on options still come with restrictions. I doubt there's ever a 100%-refund, no-questions-asked, here's-your-money-back policy. Read the fine print very carefully.

That's true ... and you usually have to book the policy within a week to 10 days after making the initial deposit or payment for the trip.

Thanks all. Confusing product.....and I'm a lawyer!

Native New Yorker,

Re-check Travel Guard. We just return a few weeks ago from a China trip with Smartours, and we used Travel Guard,( been using them for years) and we had The cancel for any reason added on, It was an optional around $70 additional. Also they offer optional add on "business" cancel for any reason If you book within I think its 2 weeks of your deposit then pre-exiting medical conditions are also cover We had the gold plan. Judy

Travelinggrammy-thanks much. Yes, they are indeed the most reasonable and trusted option! Once again, this website rocks because the people on it are so generous with their time and experience.