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Switzerland car rental - what do I need to know?

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Flying into Geneva, Switzerland for a 10 day trip to southern France in late June. I have a car reserved with Hertz.

What do I need to know about renting a car abroad? Is the insurance situation similar to the United States (where I usually decline all insurance coverage)?

How about the international driver's license? Does anybody know if that is required in either France or Switzerland?

Please share any tips or things you think I should know that I have not asked above.

Thanks in advance!

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