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Please help with car rental in the UK (Scotland)

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Hi:

We are traveling to Scotland and England in September. We want to pick up a car at the Edinburgh Airport and drop it in York, where we will grab a train into London. I have read multiple posts about car rental in the UK and I am hoping for some advise to clear things up. I went to my bank and opened a new Visa card with a chip and pin so I can book the car with that card. If I use this card through the entire rental process, and decline the rental CDW, my card will cover any damage up to the value of the car and/or theft, loss of use and towing. I have read that I should book through Kemwel because they will advocate for me in the event there is an issue. Currently Kemwel has a "daily deal" on a Europcar for my dates. Looking at Europcar directly, the two prices are virtually the same. Should I book through Kemwel, or is Europcar reputable (I have read mixed reviews)? Alternately, I could book a Hertz car through Kemwel for about 50 USD more. Would this be a better option? We do use Hertz in the US and are gold members. (Price is much better through Kemwel, so I would not book Hertz directly.) Also, should I rely on my VISA insurance or buy it through the car rental company? I could save over 200.00 USD with my VISA insurance, which is more money to spend enjoying time in Scotland. :)

Please help, based on the mixed reviews I have read, it is seeming as if the car rental is the hardest part of the trip to plan!

Thanks so much.

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