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Car Rental in Italy

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We will be in Sardinia for 9 days in July and are looking up car rentals (we need an automatic so I'm trying to plan ahead). I found a good price with Sardinya but am not sure about adding on the SuperKasco and theft insurance or having the 1000 "credit card lock" and paying less for the car rental. Whenever we rent a car within the US we decline the insurance since we have our own insurance but I don't know how it works in Italy.

Thanks

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