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Rental Car Liability Insurance St Lucia

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I am planning a trip to St Lucia and have looked into auto insurance coverage for a rental car. It turns out my private auto insurance does not cover general liability in St Lucia. Upon looking into rental car companies and popular travel insurance offers, none seem to cover general automotive liability. They do cover damage to the car, some cover minor medical costs, and some even cover very limited third party property damages. Is anyone aware of where coverage for general liability can be obtained or is there some obvious reason why it is not necessary or offered?

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