How much cash do you travel with?
May 4th, 2017, 09:30 AM
#41
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I always carry enough for bail.
Good plan. I also read recently that Morgan Freeman wears valuable earrings to pay for his funeral in case in dies out of the country.
With credit cards and ATMs, there is little need to carry much cash. I always start out with about $100 and get more cash if I need it. I seldom need more.
Before departing I verify which of my bank cards can be used free of charge or low cost at ATMs in the states or countries to which I will travel.
It has now reached the general consciousness that if one pays credit accounts in full when they are due, it is better to charge than to pay cash.
HTtY
Good plan. I also read recently that Morgan Freeman wears valuable earrings to pay for his funeral in case in dies out of the country.
With credit cards and ATMs, there is little need to carry much cash. I always start out with about $100 and get more cash if I need it. I seldom need more.
Before departing I verify which of my bank cards can be used free of charge or low cost at ATMs in the states or countries to which I will travel.
It has now reached the general consciousness that if one pays credit accounts in full when they are due, it is better to charge than to pay cash.
HTtY
May 4th, 2017, 02:45 PM
#46
Just wait until you are standing, low on funds, at an ATM machine, in a foreign country, and your new chip bank debit card is declined. You try another machine, declined. And so on.
You will change your tune about having cash as a Plan B I guarantee it. Been there done that.
You will change your tune about having cash as a Plan B I guarantee it. Been there done that.
May 4th, 2017, 03:05 PM
#47
@suze - That's what the second ATM card is for. I have never had a card refused by more than two machines, and even that is extremely rare, and I have visited over 70 countries in the last 16 years. A few of them didn't have ATM machines at all, or not machines that would take US cards, so you needed crisp new USD to exchange for local cash (e.g. Uzbekistan last year).
The best solution, cash, ATM and/or credit card depends entirely on where you are going. There is no one "correct" answer.
The best solution, cash, ATM and/or credit card depends entirely on where you are going. There is no one "correct" answer.
May 4th, 2017, 05:58 PM
#48
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The best solution, cash, ATM and/or credit card depends entirely on where you are going. There is no one "correct" answer.
Thank you for wising us up to the fact that whatever answers we gave there is a place somewhere in the world that our suggestions will be erroneous.
Good to know.
HTtY
Thank you for wising us up to the fact that whatever answers we gave there is a place somewhere in the world that our suggestions will be erroneous.
Good to know.
HTtY
May 4th, 2017, 06:10 PM
#49
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I usually carry $100-150. Small bills for tips, etc. I usually use my credit card as much as possible but I will never forget having dinner in a restaurant and then discovering that they did not take cards. At the time I never even considered that there was a restaurant that did not take cards. Now I am prepared.
May 4th, 2017, 07:21 PM
#50
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will never forget having dinner in a restaurant and then discovering that they did not take cards
That happened to me at Sharrow Bay on Ullswater back in the 70s. Very embarrassing. I was treating my hosts. I presume Sharrow Bay now has a more enlightened policy.
HTtY
That happened to me at Sharrow Bay on Ullswater back in the 70s. Very embarrassing. I was treating my hosts. I presume Sharrow Bay now has a more enlightened policy.
HTtY
May 5th, 2017, 04:40 AM
#51
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Very true.
For example as far as best exchange rates we have a BofA ATM card that if you use their partner bank in the country you are traveling the exchange rate for cash is better than credit card. However, for convenience credit cards (at least ours does) gives an excellent exchange rate.
Very true.
For example as far as best exchange rates we have a BofA ATM card that if you use their partner bank in the country you are traveling the exchange rate for cash is better than credit card. However, for convenience credit cards (at least ours does) gives an excellent exchange rate.
May 6th, 2017, 03:26 PM
#52
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Sometimes I remind myself that I really ought to carry a little cash, because of friend of mine landed at JFK during a blackout, with no money. Cabs weren't taking cards in those days.
But then, I forget. I usually have no cash at all.
But then, I forget. I usually have no cash at all.
May 7th, 2017, 06:14 AM
#53
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I always used to take not more than 100$. It was ok. But once, in Dallas it was, I stuck there with spinal pain, had to go to dallas urgent care clinic and spent over one week there. I've run out of my cash quicker than I expected(((( It was https://frontlineer.com/ if somebody ever needs a 24 hour emergency in Dallas)))))) Hope you don't!!!! But if you do, make sure you have enough cash.
And once I went to the festival. I had 200$. It was enough, but I didn't regard the fact I had no backtickets. I had to hitch hike)))) But the beer was good there)
And once I went to the festival. I had 200$. It was enough, but I didn't regard the fact I had no backtickets. I had to hitch hike)))) But the beer was good there)
May 23rd, 2017, 12:52 PM
#58
>
thursdaysd~ well good for you. I am very happy you have been to over 70 countries in the last 16 years.
But that does not change the fact a couple years ago my newly issued chipped BoA debit card would not work in ANY bank machine in Mexico. And BoA knew it.
thursdaysd~ well good for you. I am very happy you have been to over 70 countries in the last 16 years.
But that does not change the fact a couple years ago my newly issued chipped BoA debit card would not work in ANY bank machine in Mexico. And BoA knew it.
May 24th, 2017, 02:34 PM
#60
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But that does not change the fact a couple years ago my newly issued chipped BoA debit card would not work in ANY bank machine in Mexico.
A few years back my American Express card stopped working about one week into a two-week trip to France. Upon examining the card, I discovered that somebody along the way had put Scotch tape over a portion of the card so it wouldn't register correctly when swiped.
I now used a Capital One Visa card when traveling abroad, and stopped paying the transaction fees American Express charges.
HTtY
A few years back my American Express card stopped working about one week into a two-week trip to France. Upon examining the card, I discovered that somebody along the way had put Scotch tape over a portion of the card so it wouldn't register correctly when swiped.
I now used a Capital One Visa card when traveling abroad, and stopped paying the transaction fees American Express charges.
HTtY
