Which credit card
#4
Joined: Jan 2003
Posts: 915
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raerose,<BR><BR>You might want to do a "text search" with the words "credit card". You should get tons of posts as this topic is discussed often.<BR><BR>Regardless of which credit card you choose, make sure that the particular bank (ie. CitiBank, etc) don't add the additional 2% conversion fee for foreign exchange. Visa and MasterCard both charge a 1% conversion fee. Some banks then add the 2% for doing absolutely nothing.<BR><BR>Curious
#5
Joined: Jan 2003
Posts: 6,019
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This topic has been pulverized in months past. For a quick response, I use a Visa card from MBNA issued through AAA because so far I have NOT been charged the extra 2%. Wachovia and Bank of America, from which I also have cards, do charge the extra. So I use neither card once I leave the USA. <BR><BR>I do find it advantageous to carry both a Visa and a Master Charge just in case on of them for soom reason fails. That situation did happen!
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#12
Joined: Jan 2003
Posts: 368
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I agree with those who say to take at least two cards, and ideally two types of cards (I'd recommend Visa and Amex -- some places that take one do not take the other). Do check whether your Visa provider adds a surcharge (usually 1 or 2%) for foreign transactions. Also, you might want to call your credit card company in advance to let them know that you will be traveling overseas and possibly incurring higher charges than normal. This may save you from being overseas, charging something and having the charge rejected.<BR><BR>Happy travels.<BR><BR>John H.
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