I need to purchase a prepaid telephone calling card for a trip to Europe. I will be calling back to the U.S. from Germany, Italy, Switzerland and Austria. I've heard some things about a card from Cosco but I'm not a member. Help!

Don't panic. I don't know about Cosco, but we purchased our card at the airport when we landed in Ireland. The card was good from any country, to any country. It came in many demoninations and was really easy to use. So if you can't find one here, look wherever you're landing. They appear to be pretty common.

The card I got from Costco - an MCI card - was supposed to work in Europe - came with a list of access numbers for various countries plus I called customer service to verify everything. Guess what, it didn't work in London - who knows why? You're probably better with local cards in each country.

www.prepaidcall.net has a number of cards. I had a hard time figuring out what I needed since they have so many so I sent them an e-mail on their site and directed me the right way.

My son is travelling in Europe and he is using the AT&T international travel card. There are no minutes to deal with and the charges appear on our monthly phone bill. We pay about 13 cents a minute from London. We have been very pleased with this card.

Heard the card from Cosco is the best on the Clark Howard show, but haven't tried it yet. Does Walmart have one?