Four of us are taking a self-drive tour of Ireland in late March. My insurance company says I'm not covered for accidents I may have. I've read in past forums something about "secondary" coverage by credit card. ( I have MC). How does that work? Also, do I need an International Drivers Permit? What is the cost? Don't want to pay for any unnecessary insurance, etc. if I don't need it. Thanks for all the information.

Tina, <BR>I've checked into this myself recently. I believe if you charge your rental in Ireland on a Master Card Platnium card the credit card will cover the collsion damage. (not sure about MC Gold) As of April 99 Visa and Amex do not cover the collsion damage for Jamaica, Israel & Ireland. So MC could change their policy at any time. I'd advise you to call the number on the back of your card to check your coverage and get it in writing. <BR>Enjoy your trip.

Definitely call your credit card company to get confirmation that they cover accidents. But be aware that sometimes car rental agencys will put a hold on your credit card for the value of the car--better check with the agency on their policy! <BR>So far as the International Driving License, you don't legally need one if you're there less than three months, it's meant to be a translation of your license into European languages. But I've heard that if you're in an accident, you surrender your license, so an IDP could be useful in that instance.

Suggest you check with the rental company about insurance availability and price; while various credit cards do provide insurance, coverage varies greatly depending on the type of card you have. This is something you do want to get right before you leave! <BR> <BR>As for the international drivers license, you do not need one in Ireland. Available from AAA offices, it is essentially a translation of what's on your own state license, and not a replacement for it. Since they speak English brilliantly in Ireland, it wouldn't matter!

To: Sandra, Kathleen, and Tom; <BR>I called my credit card company(MC Gold) and was informed I would be covered for collision and theft for 15 days. I never imagined I would be covered for auto insurance by a credit card!!! Thanks to all of you for your help. (I recently acquired my first credit card. Don't know all the advantages yet)!!