How much collision insurance do I need for car rental?
Sep 17th, 2004, 07:28 AM
#21
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CDW is NOT a "waste of money" even when you are a FABULOUS driver and then another NOT-FABULOUS driver runs into you. It can be worth every penny to give you peace if mind AND keep your own primary auto insurer OUT of the process.
Sep 17th, 2004, 12:19 PM
#22
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TopMan--it's a bad buy financially.
Also, if someone else hits your car, their insurance company pays, not yours. You are not at fault and it doesn't impact your insurance record at all. If they are at fault and don't have insurance, then your uninsured motorist coverage kicks in, and, again, your insurance record is not impacted.
However, as I already stated, if you are a worrier, then it could be well worth the price for peace of mind.
Also, if someone else hits your car, their insurance company pays, not yours. You are not at fault and it doesn't impact your insurance record at all. If they are at fault and don't have insurance, then your uninsured motorist coverage kicks in, and, again, your insurance record is not impacted.
However, as I already stated, if you are a worrier, then it could be well worth the price for peace of mind.
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Apr 14th, 2013 08:57 AM
