Go Back  Fodor's Travel Talk Forums > Destinations > Europe
Reload this Page >

Converting dollars to euros in the States before trip?

Converting dollars to euros in the States before trip?

Old Aug 19th, 2015, 01:12 PM
  #121  
 
Join Date: Jan 2012
Posts: 12,230
Received 26 Likes on 4 Posts
I confess to being a rubber-necker, fascinated with this wreck too.
MmePerdu is offline  
Old Aug 19th, 2015, 01:16 PM
  #122  
 
Join Date: May 2003
Posts: 12,820
Likes: 0
Received 0 Likes on 0 Posts
This thread never fails to be entertaining. Every time I open up Fodors, there's more.
Pegontheroad is offline  
Old Aug 19th, 2015, 01:21 PM
  #123  
 
Join Date: Jan 2012
Posts: 12,230
Received 26 Likes on 4 Posts
Had to post so wouldn't be looking for it and playing catchup. Maybe too late, without the main character where can it go?
MmePerdu is offline  
Old Aug 19th, 2015, 01:44 PM
  #124  
 
Join Date: Jan 2003
Posts: 97,238
Received 12 Likes on 11 Posts
Where can it go? Maybe to Italy!


<Btw, the Lounge weirdos are now topping all of zenfoodists threads>

Not true. Not happening.
suze is offline  
Old Aug 19th, 2015, 07:37 PM
  #125  
 
Join Date: Oct 2005
Posts: 73,065
Likes: 0
Received 50 Likes on 7 Posts
NewBe used to be a VERY active Lounge Weirdo . . .
janisj is online now  
Old Aug 20th, 2015, 12:11 AM
  #126  
 
Join Date: Mar 2015
Posts: 1,713
Likes: 0
Received 0 Likes on 0 Posts
What is the Lounge BTW ?
pariswat is offline  
Old Aug 20th, 2015, 01:54 AM
  #127  
 
Join Date: Oct 2008
Posts: 4,510
Likes: 0
Received 0 Likes on 0 Posts
The Lounge is a discussion area that is not related to travel. Posters there discuss knitting, dog ailments, political stuff, and sometimes the discussions can get quite rowdy.

Fodors have limited the ability to post in the Lounge to people who were members about two years ago, and it is closed to new members. I think the site administrators may have become tired of moderating discussions there, and in the longer term, the Lounge will fade away.
Peter_S_Aus is offline  
Old Aug 20th, 2015, 01:55 AM
  #128  
 
Join Date: Jun 2008
Posts: 4,389
Likes: 0
Received 0 Likes on 0 Posts
What an hilarious thread - like school kids fighting in the playground- rudeness, name calling , I'll pay you back by not Doing a trip report, my house is bigger than yours, I speak more languages than you, you dissed me twice or was it 3 times and on it goes .
northie is offline  
Old Aug 20th, 2015, 03:03 AM
  #129  
 
Join Date: Oct 2003
Posts: 36,855
Likes: 0
Received 14 Likes on 11 Posts
>>>I think the site administrators may have become tired of moderating discussions there, and in the longer term, the Lounge will fade away.<<<

Or open it back up. People tend to forget that all of those types of threads were on the Europe and US boards pre-lounge.
kybourbon is offline  
Old Aug 20th, 2015, 03:40 AM
  #130  
 
Join Date: Apr 2008
Posts: 32,129
Likes: 0
Received 0 Likes on 0 Posts
The Lounge is in fact a very civil and supportive place until mid to late afternoon (US standard time). Then moist posters start hitting the and it can get a little rowdy. And then the Aussies wake up and hit the just a few minutes later, well yes it can get loud.
colduphere is offline  
Old Aug 20th, 2015, 06:27 AM
  #131  
 
Join Date: Apr 2013
Posts: 36
Likes: 0
Received 0 Likes on 0 Posts
Michael, if I use European ATMs, except for some limited ones associated with my US bank, I get charged a fee, sometimes a flat fee and sometimes a percentage. When I checked into it before ordering some euros here, it came out about the same as the flat fee for ordering. And in the rate, I don't mean that it would be the same as if I took money out in a different day, but that time bank doesn't apply a different exchange rate to the orders vs. using ATMs in Europe. The point is not that it would be the exact same amount down to the penny but that there is a generally cost-equivalent way to get cash if you want some before you go. Sometimes it isn't ideal to be looking for an ATM immediately upon arrival.

My post was polite and simply shared a personal experience that might be helpful to someone. What is the point in being snarky in response to that?
carlym is offline  
Old Aug 20th, 2015, 07:43 AM
  #132  
 
Join Date: Oct 2005
Posts: 73,065
Likes: 0
Received 50 Likes on 7 Posts
carlym: >> if I use European ATMs, except for some limited ones associated with my US bank, I get charged a fee, sometimes a flat fee and sometimes a percentage.<<

You will NOT be charged a fee by a bank-owned cash machine . . . any fee is assessed <u>by your own bank</u>. Honest. Plus ATMs in Europe don't do the currency conversion - you ask for € and you get €. Any fees and exchange mark up is done by your bank and which ever system it is in. Getting your cash from machines -- even if your bank is one w/ exorbitant transactions fees is almost <i>always</i> cheaper than buy it at home.
janisj is online now  
Old Aug 20th, 2015, 08:20 AM
  #133  
 
Join Date: Sep 2005
Posts: 801
Likes: 0
Received 0 Likes on 0 Posts
Thanks for the advice.

Good grief...it's a good thing my kids don't frequent this forum. They'd see all the behavior I'm trying to get out of their systems. It would be funny if all the "brave" souls in this thread suddenly were warped into a room together. Most would slink away quietly. It's amazing how "brave" we are behind the keyboard.
Wekiva is offline  
Old Aug 20th, 2015, 08:32 AM
  #134  
 
Join Date: Mar 2003
Posts: 23,058
Likes: 0
Received 0 Likes on 0 Posts
carlym ,

I use a credit union credit card and ATM card because it does not charge for foreign ATM and reimburses me for the 1% conversion fee levied by Visa (the conversion agent). From what I've read this applies to most if not all credit unions. You might want to look into it if you have a local credit union. I use mine exclusively for travel, keeping a minimum in my account until travel time; otherwise I have an account with a commercial bank.

People make all sorts of claims about exchange rates given by U.S. banks. That's why I ask the question. Give me the daily rate for the day when the bank gave you euros, and if the bank rate and the daily rate match, I'll accept the statement that the bank only charged a minimal fee.
Michael is offline  
Old Aug 20th, 2015, 09:02 AM
  #135  
 
Join Date: Apr 2013
Posts: 36
Likes: 0
Received 0 Likes on 0 Posts
Michael, I have heard that credit unions are the best deal for a lot of these things. I haven't done it because, for me, the benefit for one or two trips a year didn't seem worth it.

I am not claiming that my bank gives the best exchange rate, just that they offered the same rate for buying euros here vs. using my ATM card abroad, so it wasn't a rip-off. I don't recall the dates, but when I looked at my statements after the trips, the amounts in dollars for the pre-bought euros and the ATM withdrawals for the same amount of euros were very close, so it was clear that there wasn't any funny business on the rate.
carlym is offline  
Old Aug 20th, 2015, 09:07 AM
  #136  
 
Join Date: May 2003
Posts: 6,325
Likes: 0
Received 0 Likes on 0 Posts
I must say, not having read any of the OP's other posts, that I thought this was a question by someone who has never visited Europe. There's a lot of useful information here. I didn't know you could still get cash at a bank counter in the US. My bank here in Belgium does not offer that service anymore; ATM's only. And paying for products or services worth over 3000 euros in cash is against the law.
Tulips is offline  
Old Aug 20th, 2015, 09:10 AM
  #137  
 
Join Date: Jan 2007
Posts: 17,801
Likes: 0
Received 0 Likes on 0 Posts
<And paying for products or services worth over 3000 euros in cash is against the law.>
Only if it's for one product or service. I forget what the limit is in most countries, under 3000 euros I'm sure but still fairly high.
NewbE is offline  
Old Aug 20th, 2015, 09:16 AM
  #138  
 
Join Date: Jan 2003
Posts: 97,238
Received 12 Likes on 11 Posts
<chatter about posts on the other Boards behind the backs of people who can't access it.>

But zenfoodist could access it, and did.
suze is offline  
Old Aug 20th, 2015, 10:31 AM
  #139  
 
Join Date: Apr 2004
Posts: 11,525
Likes: 0
Received 0 Likes on 0 Posts
>>As for a daughter, the trip OP has been planning has been for 5: herself, husband, her parents and an 11 year old gourmet son with a passion for cacio e pepe. Never mentioned a daughter.<<

That's right, socaltraveler, but someone linked another thread by the OP in which a 16yo was asking for help planning a birthday trip. People assumed the OP was the 16yo, but I figured the OP was asking on behalf of her daughter.

Lee Ann
ElendilPickle is offline  
Old Aug 20th, 2015, 10:37 AM
  #140  
 
Join Date: Mar 2015
Posts: 1,713
Likes: 0
Received 0 Likes on 0 Posts
Seems Zen created he account in 2003 - at age 3, if she is sixteen today, so that would not be a small feat.
Perso, at 3, I was still reading Tolstoi, not connecting to internet.
So she is eligible to access the lounge...
This thread reminds me when I posted once on a forum to get info on Beijing and I wrote it badly (with humor... never do that on a forum espeically for a first post). Got a lot of heat from everybody. Once it starts, it doesn't stop.
Do you use the expression ' to be zen' in english ?
pariswat is offline  

Thread Tools
Search this Thread

Contact Us - Manage Preferences Archive - Advertising - Cookie Policy - Privacy Statement - Your Privacy Choices -