cash or credit in Europe??
#1
Original Poster
Joined: Sep 2006
Posts: 21
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cash or credit in Europe??
What would be the best payment options:
Cash
traveller's cheques
credit cards
I realise i'll have to be doing a lot of online bookin while im in europe, so ill have to carry my credit cards. Any ideas?
Im a little hesitant carrying cash, it makes me feel unsafe. What would be a reasonable amount to carry for mobility.
Cash
traveller's cheques
credit cards
I realise i'll have to be doing a lot of online bookin while im in europe, so ill have to carry my credit cards. Any ideas?
Im a little hesitant carrying cash, it makes me feel unsafe. What would be a reasonable amount to carry for mobility.
#2
Joined: Jan 2003
Posts: 6,127
Likes: 0
Use credit cards as much as possible and cash when necessary like for small items. Don't bring travelers checks unless you get a few for last resort emergency situations. Hopefully that doesn't happen and we've not used TC's for quite a few years now relying on the ATM's to get local currency. If you're from the States and have a Bank of America account you can use the BNP Paribas' ATM's in France without being charged fees for example.
#5
Joined: Mar 2004
Posts: 3,654
Likes: 0
I used to do all three but will never carry Travellers Cheques again. Too much trouble to find a bank to cash them.
I do take lots of cash in high denomination notes so my wallet still remains reasonably small. I don't walk around with all the cash but put it in my hotel safe & only take what I think I need for the day.
A credit card is a must. I mainly use it as a back-up but do not like ATM's so never use it to draw cash.
I do take lots of cash in high denomination notes so my wallet still remains reasonably small. I don't walk around with all the cash but put it in my hotel safe & only take what I think I need for the day.
A credit card is a must. I mainly use it as a back-up but do not like ATM's so never use it to draw cash.
#6
Joined: Jan 2003
Posts: 5,271
Likes: 0
tod...
You should be aware that many banks will not touch US $50 and US $100...at least during a trip to Ireland last April many of the people had trouble getting banks to exchange them because of the counterfeiting problem...don't know if this is still a problem.
Quite frankly, in this day and age, there is next to no need to carry all that much cash. I use credit cards for every purchase everywhere for everything.
Unfortunately visa and mastercard do not in Europe have the same 2 customer protection rules that would make so much sense that they have in the USA.
In the USA merchants are prohibited from setting a minimum for use of a credit card and may nor surcharge purchases made with a credit card.
This rule should be made universal.
You should be aware that many banks will not touch US $50 and US $100...at least during a trip to Ireland last April many of the people had trouble getting banks to exchange them because of the counterfeiting problem...don't know if this is still a problem.
Quite frankly, in this day and age, there is next to no need to carry all that much cash. I use credit cards for every purchase everywhere for everything.
Unfortunately visa and mastercard do not in Europe have the same 2 customer protection rules that would make so much sense that they have in the USA.
In the USA merchants are prohibited from setting a minimum for use of a credit card and may nor surcharge purchases made with a credit card.
This rule should be made universal.
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