cash or credit in Europe??

Sep 10th, 2006, 10:08 PM
  #1  
Original Poster
 
Join Date: Sep 2006
Posts: 21
cash or credit in Europe??

What would be the best payment options:

Cash
traveller's cheques
credit cards

I realise i'll have to be doing a lot of online bookin while im in europe, so ill have to carry my credit cards. Any ideas?
Im a little hesitant carrying cash, it makes me feel unsafe. What would be a reasonable amount to carry for mobility.
anne06 is offline  
Sep 10th, 2006, 10:16 PM
  #2  
 
Join Date: Jan 2003
Posts: 6,127
Use credit cards as much as possible and cash when necessary like for small items. Don't bring travelers checks unless you get a few for last resort emergency situations. Hopefully that doesn't happen and we've not used TC's for quite a few years now relying on the ATM's to get local currency. If you're from the States and have a Bank of America account you can use the BNP Paribas' ATM's in France without being charged fees for example.
francophile03 is offline  
Sep 10th, 2006, 11:23 PM
  #3  
 
Join Date: May 2005
Posts: 19,881
If you do a search you'll find that this has been asked a few times before.
alanRow is offline  
Sep 11th, 2006, 12:07 AM
  #4  
 
Join Date: Oct 2005
Posts: 66,048
By "cash" I hope you don't mean carrying hundreds of €. Use your ATM card to get cash as you need it, and credit cards for everything else.
janisj is offline  
Sep 11th, 2006, 12:12 AM
  #5  
tod
 
Join Date: Mar 2004
Posts: 3,654
I used to do all three but will never carry Travellers Cheques again. Too much trouble to find a bank to cash them.
I do take lots of cash in high denomination notes so my wallet still remains reasonably small. I don't walk around with all the cash but put it in my hotel safe & only take what I think I need for the day.
A credit card is a must. I mainly use it as a back-up but do not like ATM's so never use it to draw cash.
tod is offline  
Sep 11th, 2006, 01:05 AM
  #6  
 
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tod...

You should be aware that many banks will not touch US $50 and US $100...at least during a trip to Ireland last April many of the people had trouble getting banks to exchange them because of the counterfeiting problem...don't know if this is still a problem.

Quite frankly, in this day and age, there is next to no need to carry all that much cash. I use credit cards for every purchase everywhere for everything.

Unfortunately visa and mastercard do not in Europe have the same 2 customer protection rules that would make so much sense that they have in the USA.

In the USA merchants are prohibited from setting a minimum for use of a credit card and may nor surcharge purchases made with a credit card.

This rule should be made universal.
xyz123 is offline  
Sep 11th, 2006, 05:45 AM
  #7  
ira
 
Join Date: Jan 2003
Posts: 74,474
Hi A,

Traveler's checks in your local currency only for emergency. You can deposit them when you get home.

Charge everything chargeable and use the ATMs for walking around money.

Enjoy your visit.

ira is offline  
Sep 11th, 2006, 06:43 AM
  #8  
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Posts: 21
thanks !!
anne06 is offline  
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