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3% discount from travel company for paying by check vs. credit care--good idea or bad?!!

3% discount from travel company for paying by check vs. credit care--good idea or bad?!!

Old Mar 10th, 2003, 11:32 AM
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3% discount from travel company for paying by check vs. credit care--good idea or bad?!!

I'm looking for some input for my dilemma. I'm planning a trip for our 10th anniversary and the travel packages we've been quoted say the price include a 3% discount for payment by check. Since I'm expecting to pay in the neighborhood of $7000, this would be a couple hundred dollars. Have any of you paid by check, or did you pay more for convenience and security of using your credit card? Thanks!!!!<BR><BR>
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Old Mar 10th, 2003, 11:35 AM
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No, never by check. If something goes wrong, you are out all that money.
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Old Mar 10th, 2003, 11:43 AM
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Ditto. Use a credit card. You won't lose all of your money if the agency falls through.<BR><BR>
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Old Mar 10th, 2003, 11:52 AM
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Clark Howard, the financial adviser on the radio, also says no. Even if you pay with a credit card it's best not to buy more than 60 days before the trip as you are allowed a 60 day window to file a &quot;dispute&quot;.
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Old Mar 10th, 2003, 11:58 AM
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Hi Meesh,<BR> Depends on how well you know the travel agency. You might think of the credit card charge as an insurance policy in case the agency messes up.
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