ATM cards and credit cards in Japan

Old Jun 13th, 2012, 02:11 PM
  #1  
Original Poster
 
Join Date: Feb 2009
Posts: 1,147
Likes: 0
Received 0 Likes on 0 Posts
ATM cards and credit cards in Japan

I have heard that it may be hard to use your ATM card in Japan. are there some banks that are better than others? is there any trouble with using basic mastercard or visa cards?
lauramsgarden is offline  
Old Jun 13th, 2012, 03:48 PM
  #2  
 
Join Date: Feb 2004
Posts: 5,034
Likes: 0
Received 0 Likes on 0 Posts
You can use CIRRUS, plus, mc, visa logo cards - there are more but you could check Japan Post's website for the exact info - in post office and post office bank machines (called Japan Bank). Familiarize yourself with what they look like as there are many of them all over the place but there are also many others which won't accept foreign issues cards. Citibank and 7-11 also accept foreign cards. Be sure you have a 4-digit PIN and that you completely understand the charges for use internationally imposed by your bank and that you understand your daily limit as well.

In stores, restaurants and hotels credit cards are usually but not always accepted. Don't expect souvenir stands or noodle shops to take them.
KimJapan is offline  
Old Jun 18th, 2012, 04:49 AM
  #3  
Original Poster
 
Join Date: Feb 2009
Posts: 1,147
Likes: 0
Received 0 Likes on 0 Posts
thanks so much
lauramsgarden is offline  
Old Jun 18th, 2012, 07:28 AM
  #4  
 
Join Date: Jan 2003
Posts: 2,141
Likes: 0
Received 0 Likes on 0 Posts
I always call my ATM and credit card issuers to inform them of my travel dates - have never had a problem at Post Offices in Japan - after 7 trips....
Enjoy!
Mara is offline  
Old Jun 18th, 2012, 10:31 AM
  #5  
 
Join Date: May 2004
Posts: 6,346
Likes: 0
Received 0 Likes on 0 Posts
This page only repeats the information provided above in the previous two brilliant posts before me did but with pictures.

http://www.japan-guide.com/e/e2208.html

Aloha!
hawaiiantraveler is offline  
Old Jun 18th, 2012, 10:32 AM
  #6  
 
Join Date: Mar 2003
Posts: 511
Likes: 0
Received 0 Likes on 0 Posts
I agree, the best place to use an ATM card in Japan is at the Post Office ATMs.

Mastercard and Visa are widely accepted, not all stores will take credit cards but many do.
RJames is offline  
Old Jun 18th, 2012, 11:21 AM
  #7  
 
Join Date: Jan 2003
Posts: 2,521
Likes: 0
Received 0 Likes on 0 Posts
On a trip to an onsen north of Nikko a couple of years ago I ended up in a fairly tight spot. I'd planned on using a credit card to purchase my train ticket (Tobu, not JR) but when I got to the station at Asakusa found that I couldn't purchase it directly from the agent, but would have to buy it from a travel agent across the way, and the travel agent wouldn't be opening for another 20 minutes or so. So instead I used cash (that I'd been planning on keeping in reserve) for the outbound trip, assuming that I'd be able to get cash from an ATM in Nikko or use a credit card for my return trip by using a travel agent in Nikko. This turned out to be not nearly so easy as I'd thought it would be, and in the end I was able to get a cash advance from a bank ATM (which would not accept my ATM card) using my Visa card (and very curiously without a PIN or similar password). Had I not been returning to the US via NRT that afternoon I'd have had more options, but I'd scheduled my last day very tightly.

Having sufficient cash on hand would have made things a great deal less nerve-wracking.
Therese is offline  
Old Jul 3rd, 2012, 05:36 PM
  #8  
Original Poster
 
Join Date: Feb 2009
Posts: 1,147
Likes: 0
Received 0 Likes on 0 Posts
thanks so much everyone. What I'm gathering is that while one can usually use an ATM card at a post office or train station, in Japan it is more important to carry cash and have other options than it would be in Europe. your advice is much appreciated
lauramsgarden is offline  
Related Topics
Thread
Original Poster
Forum
Replies
Last Post
tominrm
Asia
5
Dec 8th, 2016 12:49 PM
gj05
Asia
5
Sep 27th, 2016 04:15 AM
tasta
Asia
8
May 30th, 2014 10:11 PM
Sukie
Asia
7
Nov 4th, 2009 01:54 AM

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are On


Thread Tools
Search this Thread

Contact Us - Archive - Advertising - Cookie Policy - Privacy Statement - Do Not Sell My Personal Information


All times are GMT -8. The time now is 03:40 AM.