The more budget-oriented cayes, such as Tobacco and Caulker, have mostly small hotels and simple cabins, often built of wood and typically without any amenities beyond a fan or two, though this is changing on Caulker, which is growing more upscale. At the other end, notably on Ambergris Caye, are luxurious resorts and deluxe "condotels" (condo developments where individual owners rent their units on a daily basis through a management company) and an increasing number of vacation villas, usually rented by the week. Nearly all accommodations on Ambergris Caye have air-conditioning, and most also have swimming pools. Regardless of which caye you're staying on, lodgings have several things in common: they're small (usually fewer than 30 or 40 rooms), low-rise (nearly all have three stories or fewer), almost always are directly on the water. Most actual hotels are boutique, independently owned, or part of a small hotel group.
Off-season (typically May to around Thanksgiving), most island hotels, especially the luxurious kind, reduce rates by around 20% to 40%.