Travel Tips & Trip Ideas Forums

Start a new topic Change Forum
Advanced search

Travel Insurance Question

Jump to last reply

I just purchased travel insurance for our upcoming family vacation to Germany. The main reason I got it was for trip cancellation. I also like the idea of lost baggage coverage, but I suspect it would be very difficult to collect on if it was ever needed. Also, it has some medical insurance that would kick in if our primary insurer refused to pay. I do not know how valuable this is, but since we will be travelling internationally and it was included, it did not seem like a bad thing.

My question is about a medical upgrade they offer. If I purchase this (for $25 per adult) it would make this policy my primary health insurance while on the trip. I would not need to argue with my insurance provider when I got back, but could make my claims directly to the travel insurance provider.

I am relatively young and in good health. My wife and children are all German citizens and probably do not need the medical coverage in the first place. If I opt to get this coverage for myself, I must also get it for my wife, so the total cost would be $50? Does this make sense for me? Are these medical insurance policies really any good?

The travel insurance company is Travel Insured International.

Thank you in advance.

4 Replies |Back to top

| Add a Reply

Sign in to comment.

Recent Activity

View all Travel Tips & Trip Ideas activity »
  1. 1 Friends Seeking Advice
  2. 2 two months away and mold problems.
  3. 3 Need suggestions for solo trip (2-3 weeks, next May)
  4. 4 French gastronomy
  5. 5 Barclaycard Arrival MC chip & pin useless in Italy
  6. 6 Noise Cancelling Headphones
  7. 7 Travel Tote/Bag (women) for carrying on plane
  8. 8 Looking for a hat to wear in the rainforest
  9. 9 $950,000 travel insurance mistake
  10. 10 Need packing tips: 24 days in Japan
  11. 11 NEED URGENT DESTINATION ADVICE!
  12. 12 What's stopping you from traveling more?
  13. 13 10-14 days BKK, Udon Thani & Beach with kids
  14. 14 Hotel bidding site recommendations.
  15. 15 Winter Roadside Emergency Kit
  16. 16 Phone service
  17. 17 Does anyone have the Sparrow bag I read about in Sunday's LA Times?
  18. 18 10 Days of travel help!
  19. 19 Trip Report Travel Agency Review for Trip to Spain
  20. 20 Group Tours for 30 somethings
  21. 21 Thailand, Laos, Cambodia
  22. 22 Re-checking bag after a layover.
  23. 23 Best places to start...
  24. 24 25th wedding anniv travel
  25. 25 Where in the World Should We Go?
View next 25 » Back to the top