Travel Tips & Trip Ideas Forums

Post New Topic

Recent Activity

View all Travel Tips & Trip Ideas activity »
  2. 2 What do you pack in your toiletries bag?
  3. 3 I really want to experience the northern lights
  4. 4 40th Birthday Celebration
  5. 5 Should I use a travel agent?
  6. 6 Where in the world can I make my dream, reality?
  7. 7 What Resources Do You Use to Book Complicated Trips?
  8. 8 Road trip from Denver or Salt Lake City?
  9. 9 Difficult Decisions!!
  10. 10 Oceanfront Location - where in the world?
  11. 11 Barclaycard Arrival MC chip & pin useless in Italy
  12. 12 HoneyMoon - january
  13. 13 Glacier National Park Trip
  14. 14 Where to find volunteer work or hosteltrave job in the world
  15. 15 Why Do People Bother With Tripadvisor?
  16. 16 Wannabe female solo traveler seeking reassurance
  17. 17 Road map- European
  18. 18 Travel idea for a 1 year old
  19. 19 Malaga Ave fast train- M Zambrano Train Station car return
  20. 20 xmas anywhere in europe
  21. 21 Need advice for Asia trip
  22. 22 Family Italy
  23. 23 Big Island vs Maui
  24. 24 When do you start packing your suitcase(s)?
  25. 25 Winter Vacation
View next 25 » Back to the top

Travel Insurance Question

Jump to last reply

I just purchased travel insurance for our upcoming family vacation to Germany. The main reason I got it was for trip cancellation. I also like the idea of lost baggage coverage, but I suspect it would be very difficult to collect on if it was ever needed. Also, it has some medical insurance that would kick in if our primary insurer refused to pay. I do not know how valuable this is, but since we will be travelling internationally and it was included, it did not seem like a bad thing.

My question is about a medical upgrade they offer. If I purchase this (for $25 per adult) it would make this policy my primary health insurance while on the trip. I would not need to argue with my insurance provider when I got back, but could make my claims directly to the travel insurance provider.

I am relatively young and in good health. My wife and children are all German citizens and probably do not need the medical coverage in the first place. If I opt to get this coverage for myself, I must also get it for my wife, so the total cost would be $50? Does this make sense for me? Are these medical insurance policies really any good?

The travel insurance company is Travel Insured International.

Thank you in advance.

4 Replies |Back to top

Sign in to comment.