Europe Forums

Post New Topic

Recent Activity

  • Announcement:
  • Recent Spam Attacks
    by mkataoka Fodor's Editor | Posted on Nov 28, 16 at 01:31 PM
View all Europe activity »
  1. 1 릴 게임 소스 ≪ 접속주소 :≫vtk15.com≪
  2. 2 10 days in Paris and......
  3. 3 Last minute (next week) London GTG?
  4. 4 LIsbon
  5. 5 Norway, Sweden, Denmark
  6. 6 Omonia metro to Piraeus
  7. 7 Trip Report Back from Paris
  8. 8 After Beaune, need suggestions for the next 10 days
  9. 9 London Hotels
  10. 10 Iceland in 7 days.
  11. 11 Trip Report In Search of Montalbano - the ups and downs of 10 days in Eastern Sicily
  12. 12 Euro Travel & Trivia Quiz #139
  13. 13 London-Help Me Spend Money
  14. 14 Mont St. Michel in winter
  15. 15 Luggage Storage
  16. 16 Are St. Chapelle concerts just for tourists?
  17. 17 Where to weekend away from Frankfurt
  18. 18 Paris hotels
  19. 19 Trip Report The mouse munches her way through far off lands: The Christams Edition
  20. 20 Trip Report From Portugal to the Pyrenees and onto Paris
  21. 21 UK: "Ghost Trains!"
  22. 22 Intercity Notte training boarding time
  23. 23 25th Anniversary in Italy - Spring 2017
  24. 24 Paris and London Christmas / NY EVE
  25. 25 great hotel and food in Lyon
View next 25 » Back to the top

Using the debit card of a small US credit union in Europe

Jump to last reply

My college age son is traveling to western Europe in a few weeks. I've been reading on the forums and elsewhere for the best way for him to get cash, but I'm really confused. He has a checking account with a very small credit union in Chicago. He has a debit card from them, which also can be used as a Visa credit card and, according to the very helpful credit union service rep to whom I spoke, is also a Visa debit card. So, she told me, he can use the card at an ATM in Europe, for example at an AMRO ATM in the Netherlands, and he will be charged AMRO's transaction fee, plus a 1% fee imposed by Visa (which my research tells me is reasonable) AND that the transaction will go through as a debit from his account, not as a credit charge (so, without triggering interest). But I've read in this forum, and elsewhere, that Visa considers an ATM withdrawal using a Visa credit card, as a credit charge. His debit card is, as I said above, also a Visa credit card so I don't know if I can trust the service rep's assurance on this. Does anyone have any experience or advice concerning whether the use of a credit union debit card that is also a large bank credit card to make a withdrawal from a European ATM is processed as a credit or a debit? Thank you, Barbara

33 Replies |Back to top

Sign in to comment.

Advertisement