Debit card with 6 digit pin
#1
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Debit card with 6 digit pin
Will Debit Cards with 6 digit pin work in Europe (Austria/Italy/Swiss). My local bank says yes, I will have no problems, but various postings in this forum say the opposite. What is the reality. Would appreciate some response on this.
#3
Join Date: Jan 2003
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Hi D,
You will be better off changing your PIN to 4 digits.
If your bank won't let you, get another ATM card with a bank that will.
Did the person who told you it was OK ever use an ATM card with a 6-digit PIN in Europe?
You will be better off changing your PIN to 4 digits.
If your bank won't let you, get another ATM card with a bank that will.
Did the person who told you it was OK ever use an ATM card with a 6-digit PIN in Europe?
#4
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I used to have a 6-digit PIN and likewise was told by a representative at my bank that it would be fine overseas. It wasn't. If it were me, I'd much rather be safe than sorry! ira has given you a good recommendation.
Also, keep in mind that the keypads in Europe will be digits only (no alphabet over the numbers like here in the States), so if you have your PIN memorized as a word, you'll need to memorize its numeric equivalent, too.
Also, keep in mind that the keypads in Europe will be digits only (no alphabet over the numbers like here in the States), so if you have your PIN memorized as a word, you'll need to memorize its numeric equivalent, too.
#6
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At one time, it is quite true that a 4-digit pin was required. It is claiomed that changed a few years ago, at least according to what I've read. Now I've never had a chance to test that theory. So if I could, I would see if I can switch to a 4-digit pin.
I'm xyz123 and I approved this message.
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#11
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DennisA - there will be lots of places that only take cash. Many family run businesses, hotels etc will only take cash so you will need to bring some. You may want to confirm with your hotel if you can pay by credit card, there may be an additional fee to use your card.
#13
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Hi DA,
>Is there any place where we can only use cash...
I've not yet met a person in business who refused cash.
Are you planning on walking around with several thousand Euro in order to avoid getting a different ATM card?
>Is there any place where we can only use cash...
I've not yet met a person in business who refused cash.
Are you planning on walking around with several thousand Euro in order to avoid getting a different ATM card?
#15
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"Is there any place where we can only use cash and not credit cards?"
Hmmm. I translate that to mean "are there places that ONLY take cash and don't take credit cards?" In other words the poster wants to know if a lot of cash will be necessary, not that they WANT to use cash only. NO, Ira???
Hmmm. I translate that to mean "are there places that ONLY take cash and don't take credit cards?" In other words the poster wants to know if a lot of cash will be necessary, not that they WANT to use cash only. NO, Ira???
#18
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Four digits certainly isn't a Europe-wide limit...
Some eight years ago now, our Italian bank issued us with ATM cards with FIVE digit pins and both those - and also ones from companies that offer the "preloaded" version - are fine with ATMs in this country... as are UK cards with the 4 numeral PINs most commonly used there!
Peter
Some eight years ago now, our Italian bank issued us with ATM cards with FIVE digit pins and both those - and also ones from companies that offer the "preloaded" version - are fine with ATMs in this country... as are UK cards with the 4 numeral PINs most commonly used there!
Peter
#19
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Bank says yes, bank says fine, bank says should work. I have heard them all. Bank has no liability but everything to gain by behaving this way.
By saying "fine" the bank avoids spending support time (meaning cost to them) setting up a 4-digit PIN.
1. If the 6-digit PIN does work, the bank comes ahead by not spending time changing to 4 digit PIN.
2. If the 6-digit PIN does NOT work, the bank has no liability. They would say they are sorry (yeah) it happened to you. They managed to postpone doing work. Not only that they have nothing but upside in their favor. If the customer decides not doing anything about the non functional 6-digit PIN, the bank avoided providing service. If the 6-digit PIN worked, the bank again avoided providing service. It is only if it does not work and if the customer complains to the bank with evidence, the bank needs to provide service.
By saying "fine" the bank avoids spending support time (meaning cost to them) setting up a 4-digit PIN.
1. If the 6-digit PIN does work, the bank comes ahead by not spending time changing to 4 digit PIN.
2. If the 6-digit PIN does NOT work, the bank has no liability. They would say they are sorry (yeah) it happened to you. They managed to postpone doing work. Not only that they have nothing but upside in their favor. If the customer decides not doing anything about the non functional 6-digit PIN, the bank avoided providing service. If the 6-digit PIN worked, the bank again avoided providing service. It is only if it does not work and if the customer complains to the bank with evidence, the bank needs to provide service.
#20
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Yes, there are many places in Europe that are cash-only. I encounter it all the time, at least in the UK and Ireland. Not all cultures are as credit-card-reliant as we are. B&Bs, restaurants, pubs - many may not be set up for CC.