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car rent in Italy - cost, excess, deposit

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please tell me about your experiences. I have booked a car from Europcar (Firenze Airport, Fiat 500, 3 days) and I am little confused. The rent itself is 110 €. As I understood, the theft protection excess is 1700 €. They offer premium protection for 108 € and I chose that.

They sent me a booking conformation where was a line saying that I have to pay deposit - like 550 €. For some reason I tought that if I take this super hyper insurance that says that my excess is reduced to 0 €, I won't have to pay any deposit.

So... Have anybody rented a car from Europcar and took somekind of insurance that had 0 € deposit? Or have you been in similar situation?

If somebody have rented a car from liable car company and managed to rent without deposit, I would be glad to have any suggestions.

Thank you in advance :)

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