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ATM machine charge

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I had been planning to bring US dollars to Europe and just exchange them thru a money exchange counter. How are the conversion rates if I will exchange currency thru them? And if I will use an ATM machine, how much does the ATM charge? I will be using Capital One Visa since they dont have any foreign transaction fees but they charge 3% for every cash advance. My question is the charge from an ATM machine? Thank you.

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