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An Alternate Payment Plan for Deposits Overseas

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OK, my DH and I came up with a brilliant idea this weekend, or so we think. I need all of you to tell me: 1) is it feasible, will it work and 2)help me iron out any glitches 3) does anyone see any legal issues that might arise.

Many of us rent apartments overseas and I am sure vise a versa, especially through VRBO. Often the landlords do not except credit cards or pay pal which leaves us wiring money once or twice with a $35-50 charge each time and/or trying to take out large sums at the atm the first day to pay the balance. The banks also give the worst exchange rate on this transaction. I have often rented apartments from hotels because of this problem.

There just has to be an easier way. What I am going to suggest might just be it. At this point you would be wiring money to the person so I have to assume that you trust the person and believe the apartment exists!

Coco from Dijon has helped me work out some of the details and says it would work for her.

I would open a NEW free checking account with the minimum amount (25-50)and get two atm cards for it.

I would send one card(snail mail) to the landlord and keep one for myself.

When they received it I would email them the pin and deposit the amount agreed upon .

Depending how much the deposit is, they might have to go to the back a couple of times to withdraw the funds, but, they could check the balance to see that the amount was in there.

They would keep the card for any further deposits and for the final payment, which would be deposited at the appropriate time.

I would then have the account closed or change the pin.


What do you think?

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