Watch out for the Capital One FF credit card
Sep 30th, 2004, 11:58 AM
#61
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My capital one is fine but has an over limit charge just like my other cards. THe thing that does bug me is the way they calculate average daily balance. Doesn't look like they give you the usual float. The limit is really high though so if I was to go over, hmmm how would I pay it at the end of the month? 
My rate is 4.9% fixed elle, I would not accept such a high rate. eek!
My rate is 4.9% fixed elle, I would not accept such a high rate. eek!
Sep 30th, 2004, 12:42 PM
#62
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Suzie, is yours the Go Miles card from Capital One? That's what this offer is for. I think the miles cards usually have higher APRs than others.
I'd love a 4.9% fixed rate! And while my credit rating is good, I've never had anybody offer that to me! Bummer.
Oct 1st, 2004, 04:20 AM
#65
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The thing with Amex seems to be relatively new. When I lived in the US, I had a card until 2001, and never had a problem with any limits.
Then after moving to the UK, I got a gold Amex card, and when I tried to buy something for a measely 800 GBP, it was rejected. When I called, they said there's no spending limit, but they wanted to monitor my payment pattern. So I cancelled the stupid thing. Not much point in it, then.
Then after moving to the UK, I got a gold Amex card, and when I tried to buy something for a measely 800 GBP, it was rejected. When I called, they said there's no spending limit, but they wanted to monitor my payment pattern. So I cancelled the stupid thing. Not much point in it, then.
