Travel insurance? Advise
#1
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Travel insurance? Advise
I booked a vacation for November, before this all happened and turned down travel insurance. Can I, or should I still get it just incase. I guess I don't even know what it insures. Please help if you know anything on this. thank you
#2
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I never book a trip without the insurance. The cost is very minimal compared to what you can lose. For instance, in March of 2000 I booked a trip for myself, my husband, his mother and our daughter to go to Kauai for Christtmas. In August my husband decided he wanted a divorce. Because I had trip insurance, I was able to cancel him and his mother out of the trip and take someone else. If I had not boughts the trip insurance, I would have lost what I paid for their trips. I think the insurance for that trip was only $69 per person. You never know what can happen so it just makes sense to go ahead and buy it. I think it has to be taken out when you book, but you have nothing to lose to call your travel agent or the tour company you booked through and ask.
#5
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It's a good idea to call you medical insurance company to check if you're covered. My son went to Germany and got admitted to a hospital there, good I've checked beforehand that our medical coverage is worldwide! We got reimbursed for 100% of his expenses there.
#6
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I have to disagree with the post by Linda stating that travel insurance does not cover "acts of terrorism". We took out a policy for a planned trip in November and it clearly states that we are covered for "terrorism". It absolutely does depend on the policy but our policy was only $49 per person and I would imagine that there are other insurances out there that cover "terrorism" (of course in light of recent events future policies may not cover it).