Do you save first, then travel, or travel and go into debt?
#101
Join Date: Aug 2009
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Since the whole point of a vacation is to relieve oneself from the stress of everyday life, no, I never incur any debt on a trip. I always work out a budget beforehand. I don't restrict my payment options - I'll use cash, credit card, whatever, but I never pay out more than I have saved before I leave. My plans have to work within that budget. I think it's just smart. I've never been unhappy on a vacation, and I always try to extend that relaxation and happiness when I return. It kind of cancels out the effects if I receive a bill I can't pay when I return... Vacation should be an escape from reality, not an added burden...