Max amount of cash
#2
Joined: Apr 2013
Posts: 7,763
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Ask your bank. It's more a function of what your bank will allow than how much a local ATM will let you take out.
My credit union lets me withdraw $750/day and mrs. Sparkchaser's bank has a more modest $500/day limit, but German ATMs will let you get 1000 Euro a go. I suspect that ATMs in the UK also have a higher than you would expect limit per transaction.
My credit union lets me withdraw $750/day and mrs. Sparkchaser's bank has a more modest $500/day limit, but German ATMs will let you get 1000 Euro a go. I suspect that ATMs in the UK also have a higher than you would expect limit per transaction.
#5
Joined: Sep 2012
Posts: 27
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Use ATM machines attached to Banks and major supermarkets to avoid ATM usage fees, Those in garages, pubs, convenience stores are more likely to have a usage fee - it should be shown on screen before you are committed.
Your own bank may impose its own charges for using a foreign ATM in addition to any imposed by the machine.
Your own bank may impose its own charges for using a foreign ATM in addition to any imposed by the machine.
#7
Joined: Jan 2003
Posts: 4,416
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Plus those at motorway service stations, with a typical fee of £1.75 to £2.50 per withdrawal.
If the particular ATM has a lower withdrawal limit than what your bank allows (it will be shown on screen and ask you to select a lower amount), you can normally make a second withdrawal soon after. If you can't, then use another ATM belonging to a different bank.
If the particular ATM has a lower withdrawal limit than what your bank allows (it will be shown on screen and ask you to select a lower amount), you can normally make a second withdrawal soon after. If you can't, then use another ATM belonging to a different bank.
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#8
Joined: Jan 2003
Posts: 4,416
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Plus those at motorway service stations, with a typical fee of £1.75 to £2.50 per withdrawal.
If the particular ATM has a lower withdrawal limit than what your bank allows (it will be shown on screen and ask you to select a lower amount), you can normally make a second withdrawal soon after. If you can't, then use another ATM belonging to a different bank.
If the particular ATM has a lower withdrawal limit than what your bank allows (it will be shown on screen and ask you to select a lower amount), you can normally make a second withdrawal soon after. If you can't, then use another ATM belonging to a different bank.
#10
Joined: Apr 2013
Posts: 7,763
Likes: 0
<i>I am not aware that just because I am in Europe that amount rises.</i>
You're right, it doesn't. Your daily limit is $650 and today that is 477€. Tomorrow it might be 480€ or 475€ or some other number.
This is why it is helpful to have a currency converter app (I like XE) and consult it before withdrawing foreign currencies to see how much you are "really" getting with regards to your home currency.
You're right, it doesn't. Your daily limit is $650 and today that is 477€. Tomorrow it might be 480€ or 475€ or some other number.
This is why it is helpful to have a currency converter app (I like XE) and consult it before withdrawing foreign currencies to see how much you are "really" getting with regards to your home currency.
#12

Joined: Jun 2012
Posts: 3,165
Likes: 2
Banks in the UK mostly have a single withdrawal limit of between £200 and £300. Your card then has its own daily limit.
If your US bank charges you per withdrawal and you want to have more carrying around cash than the norm, or to pay for an apartment etc., ask them to raise your limit. Otherwise you'll pay every time you withdraw, so use your CC where you can and limit your carrying cash for no other reason than security.
If your US bank charges you per withdrawal and you want to have more carrying around cash than the norm, or to pay for an apartment etc., ask them to raise your limit. Otherwise you'll pay every time you withdraw, so use your CC where you can and limit your carrying cash for no other reason than security.
#13
Joined: Nov 2004
Posts: 7,160
Likes: 0
Or set up a special travel account at a credit union. I belong to two, neither of which charges a transaction fee for ATM withdrawals abroad. And there's a currency conversion fee of only 1% over the interbank rate.
There's also a limit on how much you can withdraw from an ATM in a single transaction. You can do multiple withdrawals or go to another machine.
But altogether it's better not to carry much cash.
There's also a limit on how much you can withdraw from an ATM in a single transaction. You can do multiple withdrawals or go to another machine.
But altogether it's better not to carry much cash.
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Jan 27th, 2005 03:56 PM








