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Converting dollars to euros in the States before trip?

Converting dollars to euros in the States before trip?

Old Aug 18th, 2015, 02:57 PM
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saylor, zen is not a newbie, been here since 2003. You must be a reincarnated fodorite. You do have it all wrong about Starrs.

Just wanted to add that my credit union has now given us a card that is used for atm and debit. We had two different cards before. Hoping that was the problem before when traveling. Still good to have a backup atm card.
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Old Aug 18th, 2015, 03:50 PM
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SaylerT, Zenfoodist is not a new poster. She also posts in The Lounge forum herself.
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Old Aug 18th, 2015, 05:34 PM
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"She also posts in The Lounge forum herself."

Misleading. I have posted EXACTLY once. Yesterday.
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Old Aug 18th, 2015, 07:39 PM
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Buon Viaggio
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Old Aug 19th, 2015, 09:13 AM
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I pondered starting a new thread about this but thought it would be better to start here.

I'm in the early stages of putting together our May/June 2016 trip. Airline tickets are booked so I'm pleased that I can now say that we're definitely going...vs just dreaming.

I was SHOCKED when I checked the exchange rate the other day...1€ is $1.10...that's amazing! When I went to Europe last 1€ was nearly $1.50. I just hadn't been paying attention to the rate since the last trip.

In light of that would it not make some sense to possibly buy Euro now to use in 10 months? I know it's all a gamble...and that the Euro may be worth even less. Does anyone a bit more savvy in finances and world politics have any thought on if the Euro is more likely to climb vs. fall from where it is in the next year? Once again...I realize it's a guessing game, but some are more plugged into this than I am I'm sure.

I've never pre purchased Euro (beyond $100 once for a taxi after a late night flight) so this would be new territory for me if I did.
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Old Aug 19th, 2015, 09:27 AM
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SaylerT dishes out as much or more than he gets -- and several of his posts attacking other Fodorites were deleted. So where exactly does the snark start?
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Old Aug 19th, 2015, 09:44 AM
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Wekiva, what you are talking about is a gamble on exchange rates. This forum is populated mostly by people who are not in the position to know much about future exchange rates.

Someone like Dianne Yelland might be able to help. But she never posts on here.

Bummer.
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Old Aug 19th, 2015, 10:15 AM
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Zenfoodist, speaking of HS, you've certainly done a lot since your 16th birthday in 2010!

http://www.fodors.com/community/cari...n-sweet-16.cfm
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Old Aug 19th, 2015, 10:22 AM
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Wow.
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Old Aug 19th, 2015, 10:58 AM
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<i>you've certainly done a lot since your 16th birthday in 2010!</i>

Precocious in all respects, including parenthood given the age of her son.
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Old Aug 19th, 2015, 11:21 AM
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Oh that is certainly interesting.
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Old Aug 19th, 2015, 11:31 AM
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OMG, Inspector Gadget, you figured me out. The 21 year old mother of an 11 year old. The scandal it caused me...you will never be able to fathom.

"At the end of the day, what does it all matter?"
Precisely. Something you've managed to get right.

"Close the door gently if you can."

And with this post, POOF...I am gone. Until, of course, I "need something again". And at that time. whenever it may be, the well -adjusted individuals of Fodors who enjoy sharing their copious knowledge even with the very possible and real threat of perhaps being "denied" a... Trip Report...will respond or they won't. I guess I will find out!

Buon Viaggio a tutti!
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Old Aug 19th, 2015, 11:43 AM
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This just gets better and better! What a hoot!!
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Old Aug 19th, 2015, 12:07 PM
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Hilarious. Fodor's classic.
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Old Aug 19th, 2015, 12:09 PM
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Well you're on your own for this kind of game...
Let me says 2 things :
1. if you think 1.1 is a change that is confortable for you, why not do it ?
2. If you can part with this money for one year, again why not
3. I work for an international company, what we read and what I hear is that the 'normal' ratio USD/EUR 'should' be about 1,25.

1,5 was extreme, 1.1 is too low.
Now I've known $ at 0,9 -> so it can still go lower.
Prospects for a EURO recovey are relatively bleak but USA have accumulated huge debts too. So USD could plunge, even if I don't think EUR should recover soon.

All in all, my personal belief, which is only valid for me, is that the risk of USD goind down is higher than going up against EURO.

But it will be your money, your guess, your risk.
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Old Aug 19th, 2015, 12:14 PM
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I have ordered euros from my bank for my last several trips. There is I think a $7.95 flat fee charge, otherwise the rate is the same as I would get if I withdrew from an ATM in Europe (setting aside whatever fees would be charged by the bank operating the ATM). I don't take cash in an convert it but just put in a request for euros and go pick them up, and the money comes out of my account just like using my ATM card. To me it seemed to come out about the same as using a European ATM and having (potentially) to pay additional fees to the bank operating the ATM, plus I had the convenience of having euros on arrival and not needing to use the sometimes-sketchy airport ATMs.
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Old Aug 19th, 2015, 12:16 PM
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I am going to hazard a guess an attention needy narcissist is never really 'gone', poof or no poof.
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Old Aug 19th, 2015, 12:19 PM
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<i>(setting aside whatever fees would be charged by the bank operating the ATM)</i>

European banks do not charge for withdrawing money; it's the U.S. banks that have flat fees and higher conversion rates.

<i>otherwise the rate is the same as I would get if I withdrew from an ATM in Europe</i>

You checked the daily rate before ordering the euros?
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Old Aug 19th, 2015, 12:19 PM
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I've been sitting here with my popcorn watching this whole thing...but is it possible that the OP was posting five years ago for her daughter?

Lee Ann
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Old Aug 19th, 2015, 12:28 PM
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I think she is a RHONYC but her 16th Birthday party is a bit strange.

Hi Wekiva, I bought this year at 106.00. I did it with friends and we split the fee. All three of us had apartments that we were paying in cash. I had done my deposit via paypal and just paid the balance in cash so didn't have to carry it around long.
I am getting ready to go again but we are just winging it this trip.
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