ATM Charges
#1
Original Poster
Joined: Apr 2004
Posts: 13
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ATM Charges
When I was last in Europe (over 2 years ago) banks there did not charge anything for use of their ATM's. Only charge was the usual $1 by my own bank. Is this still the same, or have foreign banks imposed a surcharge?
#6

Joined: Jan 2003
Posts: 35,148
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I think the reverse is true in the US, it's some international agreement. US banks charge a fee to other banks' cards if they are US cards, not foreign. I know my bank's ATM clearly has a sign on it that they may charge a usage fee except to international cards or something like that.
#7
Joined: Jan 2003
Posts: 4,416
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It has to do with Visa/Plus and Cirrus/Mastercard regulations that banks sign up to: They cannot charge a fee to foreign cards used in their ATMs.
Beware that if you use an ATM in UK located inside convenience stores, fuel stations and so on (often bearing a name like Securicor), you are almost certain to be charged around £2-£2.50 flat fee, while there will be no charge at machines belonging to banks.
Beware that if you use an ATM in UK located inside convenience stores, fuel stations and so on (often bearing a name like Securicor), you are almost certain to be charged around £2-£2.50 flat fee, while there will be no charge at machines belonging to banks.
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#8
Joined: Jan 2003
Posts: 6,127
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As Alex mentions there must be some agreement between various US banks and their European counterparts if they're on the Plus system or so. As a B of A customer I used the BNP Paribas ATM's and there weren't any ATM charges I was assessed but when I did use one of the independent ATM's in Bern I was charged a fee.



