Sally,

I'm glad that I was of help, and you'll have the peace of mind now, and that's just one other thing to tick off your list!

Regards,

Melodie

As someone who was diagnosed w/ the chicken pox 2 days before a flight to Ecuador for a Galapagos Islands cruise & DIDN'T have traveler's insurance, I'm now a firm believer in it's necessity when buying a package tour. If it weren't for my travel agent selling my space at the last minute, I would have been out a lot more $. Fortunately, I worked something out w/ the boat operators & only lost about ~$200. I just returned from Australia 10 days ago & believe me, I bought traveler's insurance this time. Also spent ~US$1,600 in airfare & didn't want to lose all that if something came up.