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Travel insurance - medical evacuation

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Old Oct 30th, 2006 | 12:15 PM
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Travel insurance - medical evacuation

Please advise on travel insurance, specifically medical evacuation as I do not need to worry about cancelling a package trip or international flights. Minor costs only for domestic flights and hotels. My main concern is medical evacuation. I'll be travelling in Cambodia and Thailand. How much coverage is necessary and which travel insurer do you recommend? It seems you can select in increments of $50,000 all the way up to 1 million.
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Old Oct 30th, 2006 | 12:20 PM
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Check out www.insuremytrip.com you can compare rates and coverages and the companies are rated A+ down to B. I think $100K per person is a realistic amount for evacuation. You should get medical at the same time since you may need care to the point you can be evacuated. Most of the policies cover other stuff too. You can lessen the cost by upping deductables.
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Old Oct 30th, 2006 | 12:54 PM
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Medical evacuation insurance is the only travel insurance I carry. The least expensive way to get good med evac insurance is to join DAN - Divers Alert Network. Your membership includes medical evacuation insurance. Note that it isn't just for diving accidents, it's general medical evacuation insurance that covers you any time you are more than 50 miles from home. The network they use is excellent. And you can't beat the price - $44 per year for the two of us! Take look at www.diversalertnetwork.org

Don't look at the insurance section, look at the membership benefits section. Here's the quote "As a DAN Member, you automatically receive DAN TravelAssist and up to $100,000 of evacuation assistance coverage. Effective for both diving and non-diving injuries, this benefit is provided by MedAire, a world leader in emergency evacuation services. Your evacuation coverage begins when you are traveling at least 50 miles/80 km from home and call DAN TravelAssist to arrange your evacuation."
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Old Oct 30th, 2006 | 03:00 PM
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Kathie - thank you so much for the tip about DAN. I am getting ready for a Beijing trip and was shopping for travel insurance and DAN is really the best deal for me. I have medical coverage but it does not cover evacuation, and I know from an unfortuante family experience a few years back how enormously expensive that is, so have been purchasing per-trip coverage the last couple years. Now with DAN membership I can save those premiums.
Of course it doesn't cover trip cancellation, but that's not my major concern, and if I am worried about that I can always purchase a cheap cancellation policy that doesn't include med/med evac.
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Old Oct 30th, 2006 | 04:52 PM
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I buy Travel Guard insurance which also has evacuation insurance although I'm already covered under AmExp Platinum...but it's included when I buy Travel Guard's medical. Happy Travels!
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