Health Insurance

Old Aug 28th, 2007, 04:29 PM
Original Poster
Join Date: Aug 2007
Posts: 4
Likes: 0
Received 0 Likes on 0 Posts
Health Insurance

Hoping to get some feedback on supplemental health insurance [above and beyond our existing health insurance] for a Tanzania trip in October 2007. It is a Kili Trek & 5 day Safari.

The US representative for our outfitter sent an email saying "Be prepared during your Oct. 1 pre-trek briefing to provide proof of health/medical evacuation coverage."

Since [30 days out from departure] this is the first we've heard about supplemental insurance I'd like feedback on whether this is standard. We are not looking for trip insurance.

Does everyone going to East Africa buy supplemental health insurance? Where's the best place to get it?

tanz_2007 is offline  
Old Aug 28th, 2007, 04:40 PM
Join Date: Feb 2003
Posts: 596
Likes: 0
Received 0 Likes on 0 Posts
I am sure you will get a ton of responses to your question and it has also been discussed previously on this forum. You have health insurance so look into getting For a family it is $350 a year. You will be brought back to the U.S. if necessary.
Louise is offline  
Old Aug 28th, 2007, 05:08 PM
Join Date: May 2006
Posts: 248
Likes: 0
Received 0 Likes on 0 Posts
I imagine you called your insurance company, but I will toss it out there anyway just to be safe. I have an Oxford freedom plan which allows me to use the network or go out of the network and still be covered, but a call to the benefits department revealed that I am not covered outside the country for anything except emergency room, for which I have a $100 co-pay; if I get admitted I am not covered. And I am certainly not covered for evacuation, etc. I ended up buying an Access America plan and joined flying Doctors; but that is because I needed trip cancellation insurance, which you said you don't need. Just make sure you have a clear understanding of what your insurance company covers you for; preferably in writing.
jenack is offline  
Old Aug 29th, 2007, 12:21 AM
Join Date: Mar 2007
Posts: 1,923
Likes: 0
Received 0 Likes on 0 Posts
Flying doctors will get you from the East African bush to Nairobi. It's dirt cheap and the only option, so it's silly not to get it.

Medjet will get you back from Nairobi to the US.

I just returned from South Africa. My health insurance covered me there, but I bought Medjet because my existing insurance would not cover transport to the US and Medjet was highly recommended by NBC's travel editor. If something awful happened, I didn't want to end up stuck in a South African hospital for weeks. I ended up buying an annual membership, but you can also buy short term insurance for the length of your trip.
hills27 is offline  
Old Aug 29th, 2007, 04:39 AM
Join Date: Mar 2007
Posts: 8,675
Likes: 0
Received 0 Likes on 0 Posts
Go to and you will find all kinds of trip insurance. Comprehensive will cover cancellation/interruption as well as flight/baggage delay, baggage loss, medical/dental, medical evacuation. Or you can purchase Medical/medical evacuation only, or you can purchase Medjet on a per trip basis.

One of these should fit your individual need, but read all drop-down menus to know what is/isn't covered. There is an 800# you can call if you have to speak to a human.

If you do not have proof of medical/medical evacuation you may not be permitted to climb or even safari.

Flying Doctor's is only in-country and the only service that could get you from the bush to a hospital. From there your insurance will pick-up any expenses or answer questions regarding care or evacuation.

Go do it!
sandi is offline  
Related Topics
Original Poster
Last Post
May 9th, 2015 06:06 PM
Africa & the Middle East
Jan 28th, 2008 12:48 PM
Jan 2nd, 2008 07:47 PM
Africa & the Middle East
Oct 18th, 2007 04:54 PM
Jun 16th, 2007 01:41 PM

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are On

Thread Tools
Search this Thread

Contact Us - Manage Preferences - Archive - Advertising - Cookie Policy - Privacy Statement - Do Not Sell or Share My Personal Information -