13 Best Restaurants in Financial District, San Francisco

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The center of commerce, with some very good restaurants (housed in old Barbary Coast buildings), FiDi caters to the business elite with prices to match. But there are some new faces in San Francisco’s economy: engineers and software developers looking for a fast lunch head to modest Indian and Chinese places, as well as superb sandwich shops.

Cotogna

$$$ | Financial District Fodor's Choice

The draw at this rustic-sleek trattoria is chef Michael Tusk's (also the chef of the nearby Quince and Verjus) flavorful, seasonally driven Italian cooking, headlined by pastas, beautifully grilled or spit-roasted meats, and homemade gelato. The look inside and outside is comfortably chic, with wood tables, quality stemware, and fantastic Italian wines by the bottle and glass.

490 Pacific Ave., San Francisco, CA, 94133, USA
415-775–8508
Known For
  • Raviolo with brown butter and egg in center
  • Tough to get dinner reservations
  • Produce from Fresh Run Farm in antipasti
Restaurant Details
Closed Sun. and Mon. No lunch Tues.--Thurs.
Reservations essential

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Yank Sing

$ | Financial District

This bustling, lunch-only classic dating back to 1958 serves some of San Francisco's best dim sum to office workers on weekdays and boisterous families on weekends, and the take-out counter makes a satisfying meal on the run. The several dozen varieties prepared daily include the classic and the creative; steamed pork buns, shrimp dumplings, scallop skewers, and basil seafood dumplings are among the many delights. Crowds are just as large at its nearby Rincon Center sibling.

49 Stevenson St., San Francisco, CA, 94105, USA
415-541–4949
Known For
  • Peking duck on weekends
  • Shanghai pork soup dumplings
  • Egg custard tarts for dessert
Restaurant Details
Closed Mon. No dinner

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BIX

$$$ | Financial District Fodor's Choice
With its Jazz Age vibe, live music, discreet alley location behind the Transamerica Pyramid, and spectacular bar and bi-level dining room, BIX would be worth a visit for the impressive setting alone. However, it's also one of the city's finest restaurants for special occasions that don't require a tasting menu; continental and upscale American fare get fresh modern takes, often with a few haute elements.
56 Gold St., San Francisco, CA, 94133, USA
415-433–6300
Known For
  • Classic cocktails
  • Potato pillows with caviar
  • Excellent service
Restaurant Details
No lunch.

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Recommended Fodor's Video

Maison Nico

$ | Financial District Fodor's Choice

Some of San Francisco's most exquisite French pastries are baked daily at this serene, cheery shop. On the savory side, most choices tend to be some form of pâté-filled pastry and are presented with all the artistry of haute cuisine; sweets are split between croissant-type items and proper dessert treats. Lunch seekers will be satisfied by the tiny selection of quiche, salads, and sandwiches.

710 Montgomery St., San Francisco, CA, 94111, USA
415-359–1000
Known For
  • Flaky brioche feuilletée filled with almond paste
  • Parisian feel
  • Duck pithivier (similar to a meat pie)
Restaurant Details
Closed Mon.

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Quince

$$$$ | Financial District Fodor's Choice

To enjoy Michael Tusk's three-Michelin-starred haute California cuisine with a slight Italian influence at dinner, you'll have to splurge on a comprehensive 10-course gastronomy menu, but you'll be rewarded with seasonal items (much of which comes from Fresh Run Farm in Bolinas) reaching the highest fine-dining heights. The elite wine list is among the country's greatest, and seamless service is both refined and welcoming. After an extensive renovation, the still ultra-posh dining room reopened in 2024 with a more contemporary-leaning and sunlight-filled aesthetic (no more white tablecloths), along with an intimate bar and salon, plus the addition of a leisurely Thursday and Friday lunch.

470 Pacific Ave., San Francisco, CA, 94133, USA
415-775–8500
Known For
  • Spaghetti cooked in beet juice and topped with caviar
  • Outstanding cocktails and an amaro cart
  • Exquisite meats cooked in the hearth
Restaurant Details
Closed Sun. and Mon. No lunch Tues., Wed., and Sat.
Reservations essential

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Akikos

$$$$ | Financial District

The title of "best omakase" has many worthwhile contenders in the city, but many would name this sleek destination in downtown's "East Cut" area as the most captivating sushi-centric tasting menu. It's undoubtedly a splurge and can feel a little Vegas-flashy, yet the raw and gently torched fish nigiri preparations are nothing short of remarkable. Service, glassware, ceramics and the ultra-polished, wood-heavy design centered on an abstract triangle-shaped sushi bar are of the highest level of contemporary luxury.

430 Folsom St., San Francisco, CA, 94105, USA
415-397–3218
Known For
  • Shokupan (milk bread) topped with tuna and caviar
  • Superb sake and cocktail selection
  • Pristine aged and cured fish
Restaurant Details
Closed Sun. and Mon. No lunch Sat.

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Bar Sprezzatura

$$$ | Financial District

Guests can almost smell the Adriatic salt water–kissed air while digging into cicchetti (similar to open-faced crostini bites with various toppings) and other clever Venetian-inspired dishes at this gorgeous restaurant next to the Embarcadero Center. As delightful as the food is, the glamorous design and intricate cocktails are just as noteworthy. Mixologist Carlo Splendorini is one of the leading modern figures of the city's cocktail industry, and his drinks at this dolce vita–filled bar-restaurant are the perfect partner to the tall floor-to-ceiling windows that overlook a grand European capital-style plaza outside complete with a fountain.

300 Clay St., San Francisco, CA, 94111, USA
628-466–0230
Known For
  • Multiple variations of the Negroni cocktail
  • Unique seasonal pastas
  • Fish crudo
Restaurant Details
Closed Sun. No lunch Sat.

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Kokkari Estiatorio

$$$$ | Financial District

Satisfy your craving for outstanding Greek taverna food—albeit at luxe steak-house prices—from a dizzying selection of mezethes such as stuffed grape leaves to main courses that showcase Athenian standards like moussaka, lemon-oregano chicken, and grilled lamb chops. There’s a lively after-work scene in this chic farmhouse setting with wood-beamed ceilings, a roaring wood oven, and candlelight. Service is doting for its many well-heeled regulars (but tends to be less so for other guests).

200 Jackson St., San Francisco, CA, 94111, USA
415-981–0983
Known For
  • Grilled octopus
  • Whole-fish entrées
  • Semolina custard wrapped in phyllo
Restaurant Details
No lunch weekends

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Pabu Izakaya

$$$ | Financial District

This energetic Japanese dining venue (part of Michael Mina's high-powered group) is a sleek, wonderful place that hosts both date nights and business deals at its tables and cocktail bar. The substantial menu can be overwhelming, so it's best to just graze around the sushi rolls, charcoal grill items, and a few small and large plates like seafood chawanmushi (egg custard) and spicy cod roe spaghetti.

101 California St., San Francisco, CA, 94111, USA
415-535–0184
Known For
  • "happy spoon" oyster with salmon roe and sea urchin
  • Stellar sake and cocktail program
  • Ken's roll with spicy tuna and shrimp tempura
Restaurant Details
Closed Sun. No lunch Mon. and Sat.

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Perbacco

$$$ | Financial District

From the idyllic vitello tonnato (slow-roasted veal with tuna sauce) to the pappardelle with short rib ragù, California Street's longtime power dining favorite's menu is a delectable paean to northern Italy. With a long marble bar and open kitchen, the brick-lined, ultra-polished space oozes big-city charm, attracting business types and Italian food aficionados alike to the FiDi well after evening rush hour ends.

230 California St., San Francisco, CA, 94111, USA
415-955–0663
Known For
  • Agnolotti del plin (a type of pasta filled with meat)
  • Crisp and friendly service
  • Tajarin pasta with pork and mushroom sugo
Restaurant Details
Closed Sun. and Mon. No lunch Sat.

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Tadich Grill

$$$ | Financial District

Locations and owners have changed more than once since this old-timer started as a coffee stand in 1849, but the crowds keep coming. Snag one of the private booths or sit at the timeless bar and sample seafood—always the name of the game here—such as Dungeness crab Louie or local sand dabs (a type of flounder).

240 California St., San Francisco, CA, 94111, USA
415-391–1849
Known For
  • Delicious cioppino
  • One- (or three-) martini lunches
  • Hangtown fry (a type of omelet from Gold Rush days)
Restaurant Details
Closed Sun. No lunch Sat.

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Terminus Cafe and Bar

$ | Financial District

With coffee, sandwiches, and salads by day, and superb drinks at night, this spot right by the California Street cable car terminus is a charming place to visit. Its sunlight-filled atmosphere is refreshingly low-key for FiDi—the rare downtown establishment that feels like a true neighborhood gathering place.

16 California St., San Francisco, CA, 94111, USA
415-960–8405
Known For
  • Excellent kale salad
  • Beautiful bar backdrop made of tiles
  • Not flashy yet unique cocktails

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The Vault Garden

$$$$ | Financial District

Originally a pandemic pivot for outdoor dining, this "Garden" concept (really a tented patio on part of the spacious plaza of one of SF's tallest skyscrapers) is fortunately a permanent fixture featuring excellent seasonal California cuisine and a few elevated comfort classics that help lift this destination into the upper tier of downtown dining options. And the garden's indoor sibling, the Vault Steakhouse, is well worth a visit for excellent steaks and martinis.

555 California St., San Francisco, CA, 94104, USA
415-508–4675
Known For
  • Parker House rolls
  • Particularly charming in the holiday season
  • Great two-course express lunch option
Restaurant Details
Closed weekends

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