OO,
Totally agree re: USAA. In fact, I just received my renewal policy and the towing limit of $120. has been removed.
M

mikemo, I just read your post and was interested because I just received my USAA auto renewal. I just rechecked my USAA auto renewal and I still have towing and labor coverage on my policy.

May I suggest you call USAA. It may possibly be an error. Or if you have already called them, perhaps they have stopped offerring Towing and Labor in some states. I don't really know. BTW, I am in CA.

AAA is a great, egalatarian organization. It offers great services, great discounts, great insurance, great travel materials, and it is ALSO the strongest voice for the motorist in local governments. Every time I see somebody locked out of a car or with a dead battery or flat tire I wonder why they don't belong to AAA. I assume they are the same people who don't join the PTA.

To jimjim - to answer your question about why people don't belong to AAA. I have never locked my keys in my car (driving for almost 35 years) have had 2 flats and one dead battery; needed to be towed once. Choose to self-insure because amount I would have paid to AAA would far exceed these costs. I am not saying my decision is right or wrong - it is really a very small cost, so decision is not really financial one.

In world of cellphones, internet many of their services are accessible thru other means. But I do not want to incite an arguement about whether or not to belong - freedom of choice is a wonderful thing.

By the way, I do belong to local equivalent of PTO - which is called a PAC since national PTO extracts large percentage of parent dues to national organization.

Just how is AAA an "egalitarian organization" ?

I guess AAA is egalitarian because they offer everybody the same services? Cuz anybody can join? Or perhaps it's because they think everybody should drive a car -- did you know that they actively lobby against public transportation?

rb: It is dishonest beyond cavil to misrepresent that one is a member of an organization to obtain benefits of that membership that others pay to get. It is quite another thing to ask for an upgrade or discount [without misrepresenting one's status], which a hotel is not obligated to provide. Surely the misrepresentation is not justified because the hotel is a big company that can "afford" to be taken anymore than someone mugging you is justified because he believes you can afford to lose your property.