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New Credit Card: Want miles / points and no foreign exchange fees. Help!

New Credit Card: Want miles / points and no foreign exchange fees. Help!

Feb 29th, 2012, 09:41 AM
  #1  
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Join Date: Jan 2003
Posts: 137
New Credit Card: Want miles / points and no foreign exchange fees. Help!

Well there's a lot of offers out there and I was hoping somebody could point me in the right direction.

I'm looking for a new credit card that has some type of reward system, plus I don't want to pay foreign exchange fees. My current card has a 3% fee on int'l transactions.

I'm looking at lots of different types of offers. Given the amount I'd save on Foreign fees alone, I am considering expensive programs like the American Express Platinum card, which could pay for themselves given the right perks. But overall I'm looking for something budget with a low APR.

I am currently collecting miles on Delta, United and American and live in the US. And I run all my expenses through a debit card currently, so I plan to pay off the balance in-full at the end of each month.

Thanks!
ABCDEFG is offline  
Feb 29th, 2012, 09:46 AM
  #2  
 
Join Date: Jul 2006
Posts: 13,857
The Hyatt Credit card doesn't have any foreign conversion fees and it gives you two free nights in any Hyatt in the world the first year, and the second year yu get one free night. We spent two nights free last year in a $$50. per nght Grand Hyatt. It costs $75. per year but is well worth it with free hotel nights, no fees. My Wells Fargo credit card also is one without foreign conversion fees.
HappyTrvlr is online now  
Feb 29th, 2012, 09:47 AM
  #3  
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Posts: 137
I should also mention that I am interested in cash back rewards in addition to miles / points.
ABCDEFG is offline  
Feb 29th, 2012, 09:55 AM
  #4  
 
Join Date: Jul 2007
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Doubtful you find a single credit card that gives both "miles/points" and cash back.

Look at the Capital One Card - you get "points" that can be used for any travel related expense - plane tickets, hotels, etc. and there's no foreign transaction fees. Their new Venture Card gives "double points".
RoamsAround is offline  
Feb 29th, 2012, 10:00 AM
  #5  
 
Join Date: Feb 2003
Posts: 7,561
Cap One Venture.

Next question.
BigRuss is offline  
Feb 29th, 2012, 10:13 AM
  #6  
 
Join Date: Oct 2003
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As far as I know Cap One is the only company without foreign exchange fees - but you do need to check the details of any card you sign up for - since there are many differnt versions of cards offered.

(We use primarily AmEx - for the no limit, points and excellent problem resolution - and Citibank Visa and debit card. We get the Citibank for free - but I know if you don;t have minimum balances and other types of accounts they can have high fees.)
nytraveler is offline  
Feb 29th, 2012, 11:05 AM
  #7  
 
Join Date: Jul 2007
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Another vote for Cap One Visa Sig Card
hpeabody is online now  
Feb 29th, 2012, 11:11 AM
  #8  
 
Join Date: Nov 2003
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Yep, CapOne is the way to go. I think you can choose cash or mile cards, but they may be fazing out the cash reward card because I keep getting offers to switch mine to a miles card.
Brian_in_Charlotte is offline  
Feb 29th, 2012, 02:28 PM
  #9  
 
Join Date: May 2003
Posts: 27,866
CapOne here too. Worked great in Sweden, Norway, Denmark and France last year. No fees for anything.
DebitNM is offline  
Feb 29th, 2012, 04:10 PM
  #10  
 
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Another vote for Cap One.
isabel is offline  
Feb 29th, 2012, 06:48 PM
  #11  
 
Join Date: Feb 2004
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Chase Sapphire. Promotion for 50,000 free miles a couple of months ago too.
travelgirl2 is offline  
Feb 29th, 2012, 06:50 PM
  #12  
 
Join Date: Feb 2004
Posts: 4,255
Actually, it is Chase Sapphire Preferred that has no foreign transaction fees.
travelgirl2 is offline  
Mar 12th, 2012, 08:21 AM
  #13  
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Join Date: Jan 2003
Posts: 137
Well I ended up applying for the Capital One card where you get 2 points per dollar spent and no FX fees.
ABCDEFG is offline  
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