Bank of America ATM Fees

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Sep 15th, 2007, 09:17 AM
  #41
 
Join Date: Oct 2006
Posts: 36,229
I had to laugh this morning as I walked past my BofA branch to stop at Starbucks next door. There is a brand new bright red framed ATM in place this morning. I guess they had to raise those rates to put in the beautiful new machines?

Now I hope this one is a little more modern that the old ones. I hope they scan and return your card, rather than hold the card for the whole transaction making it very easy to walk away without pushing the final "No" to "Do you want to make another transaction?" They tell me dozens and dozens of cards are left in the machine every day due to that archaic system.
NeoPatrick is offline  
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Sep 15th, 2007, 09:22 AM
  #42
 
Join Date: Oct 2005
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The ATM's belong to BOA. They can charge what they want. Its your choice if you use them. Same goes for about anything you buy....
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Sep 15th, 2007, 09:26 AM
  #43
 
Join Date: Jan 2003
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patrick, we have had those nice red-framed ATMS for a while now. They are often unable to print a receipt. This may be a servicing deficiency at my branch. However, they're great for depositing checks because -when you do get a receipt-it has a picture of the check you deposited on it.
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Sep 15th, 2007, 10:01 AM
  #44
 
Join Date: Oct 2006
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I still remember feeling like a local yokel when I went into a New York bank complaining that their ATM wouldn't take my card. I told them I keep pushing it in and it just sends it right back out. She told me to go try again and then enter my information. Duh. I was so used to having the machine hold the card for the whole transaction it never occurred to me that it simply scanned my card and was ready to go. (In my defense, that was a few years ago -- but our bank's ATMs still work the old fashioned way)
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Sep 15th, 2007, 04:55 PM
  #45
 
Join Date: Feb 2005
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I used my BA Visa in Spain last year and was so disgusted with their irrational charges that I switched to Capital One and I am extremely pleased with the change except sometimes when I have to talk to somebody about a problem. The folks on the phone at BA seem to be better trained and more knowledgable.
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Sep 15th, 2007, 05:32 PM
  #46
 
Join Date: Oct 2006
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For what it's worth, I never hear anyone suggesting the use of a BofA credit card. It's the BofA ATM cards we were discussing.
But few if any people I know of have a Capital One ATM card -- do you, happytrails?
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Sep 15th, 2007, 06:52 PM
  #47
 
Join Date: Feb 2005
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I do! It comes with a money market direct banking account I have with Capital One (5% APY). I'm looking forward to using the ATM card in Italy next May. The account has limits on how many withdrawals I can make via check and transfer, but not for ATM withdrawals, and Capital One charges no ATM fees (as BA does and did, annoying me so greatly that I threatened to close my accounts and they refunded most of the usurious fees). I use the account to pay big bills such as Visa and IRS. I'm getting several hundred dollars a year interest from CapOne, whereas I got peanuts from a similar account with BA.


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Sep 15th, 2007, 07:53 PM
  #48
 
Join Date: Jan 2004
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I banked at BOA for three years, and found NOTHING redeeming about them. I moved my accounts and never used one of there ATMS. I would only in the case of an emergency. Let's all boycott!
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