dap1206

Another question from dap1206. Which credit card works best in the Mediterranian for ATMs and if possible fee free. When we traveled to Australia we used Capital One and Bank of America because they were aligned with PAC West bank. Thanks dap1206

suze

You want to use a debit card in an ATM machine, not a credit card. The credit card considers it a "cash advance" and has a horrific interest rate attached.

janisj

Never EVER use a credit card in an ATM unless it is an emergency.

doug_stallings

The "best" card is always relative. I still prefer Capital One because it doesn't add on an extra foreign exchange fee. If BOA is aligned with banks in your destination, then it's also doable, but you'll still pay the 3% foreign exchange fee whether you have a withdrawal fee or not.

Unlike as in the U.S., typically, banks in Europe do not charge their own withdrawal fee for foreign bank cards. So you only have to worry about the fees and foreign exchange charges of your own credit card or ATM.

But I agree with everyone else: Unless there's absolutely no alternative, never ever withdraw cash as an advance on your credit card. The rates are horrible.

misterfuss

Hi dap1206,

I always refer to the following page before I travel for info on which cards are best (both debit and credit.)

http://flyerguide.com/wiki/index.php...reign_Exchange

Since it is a wiki, it seems to be updated regularly.